Can i sell my home on land contract if i have a bank mortgage?

Talk with a REAL ESTATE attorney for the details, but the answer is: YES. In most cases, if the tenant doesn't pay on the land contract, it is an eviction, not a foreclosure. Title generally doesn't transfer immediatly. Your attorney should know the mechanics on how and when things happen.

You can sell on a wrap mortgage. You are still responsible to the bank so the debt and payments show on your credit report. The buyer pays you and you pay the bank.