Wednesday, May 5, 2010

What are the advantages and disadvantages of the following as items for bank security?

a) freehold land

b) leasehold

c)plant and equipment

d)furnitures

e)inventory

f)share certificates

g)people

h) life insurance

i) bank deposits

and how you minimize these disadvantages?


a. adds value to your books.

you must pay property tax and keep it free of weeds

b. you can use it

you must pay the lease

c. you get to use them to run your business

you pay for any mortgages and repairs

d. you get to be comfortable

they cost money and they wear out

Tuesday, May 4, 2010

What is the best option for an investment ? BANK/GOLD/SHARES/MF/LAND/HOUSIĆ¢€¦

safe,secure,reliable and remunarative ways in the long run.


SHARES... if you buy when the market is down....and you are young

BANK.....if you are old.....and you dont ant to take the risk....

shares and banks are very liquid.. you can taek money when ever you want to.....

LAND and Housing......is illiquid.....

all r good for pr 2 pr

specify ur details

more on my blog & other ans

i think u should have have something of everything n i m sure since the market is on rise whee the foreign people is investing than y to get scared take a chance n make a good portfolio by some expert n than invest wisely i also started recently n i m happy hsbc services n sbi so u can also try them al the best

i think gold is the best option and that too in India its the best as we can see very less downfall if at all there is any drop down in the case

Shares, land and mutual fund are out of question, since all of them have hit the roof in very short span of time. I would advice you to go for Gold, that too in bar form available through NCDEX and MCX. Gold stocks are depleting and mining will be done only for 15 more years.Analysts are predicting a price of 14000 per 10 gm within next year.Moreover you can hedge your investment in the commodity exchanges. As a result Gold seems to be a credible option for your investment.

mutual fund is better in present

Best investment is a combination of all. You will not lose much even if one crashes.

Best option, safe, secure, reliable and remunitarive in long run

Very simple..BUY Common shares of Canadian banks, they are extremely profitable, they pay good dividends and are always raising them, and they operate as a monopoly...What else could you ask for under your terms of reference

As per current Indian economical scenario, real estate, particularly investment in the land is the best. Next is mutual fund. Don't go for stock market or gold as it is over booming now.

For a long-term perspective I recommend subscribing (for free) to fullermoney.com, they are favourable farming land, gold and India.

However, I recommend this; that you buy property in your local area and rent it out. The reason is simple; Leverage. If you could go to your local bank and take out a 80% loan on any other investment they might be worthwhile. But if you could achieve an investment of just 20% in a property, then it's price would only need to rise 1/5th the rate of any other market for your return to be equal. (this assumes that your rent covers your mortgage).

Also, if property prices crash, it doesn't matter whilst it's rented, whereas if you borrow for stocks (normally possible for 50%) you have to pay mark-to-market and put down extra money (in the form of losses).

Almost everyone talks about how much money they made in their property, even though in any 20 year period returns between stocks and property are roughly the same. This is simply because of leverage. I work in the markets, make a lot of money and put it all in property.

Safe and Secure: Bank

Secure and Reliable: Land and Housing

Short Term Profits: Stock Trading

Long Term Profits: Stock and Real Estate

That's all there is to it. Risk and Reward are inversely proportional to each other.

Do ALL of the above, since that will save you from many headahes over the next 10-20-30-40 years.

KKP

The Best option is which one you know well from Bank/Gold/Shares/MF/RealEstates...

If you know about Gold, then thats the best.. It depends on your knowledge..

I prefer Gold and MF for a long run.. But Gold is not fully safe.. But Mutual Fund is safer than all the above..

Commodities and Shares share the same risk level.. but different knowledge level.. Both have High Risks and returns High rewards..

you cannt liquidate your money in Real Estates as you want.. you will need to wait untill you get better Biddings for your asset..

Always the Best for Everyone, whether a Beginner or Middler or an Experienced, is MUTUAL FUNDS>>>>>>

Choice is yours...

Do the Best !!!

What are the advantages and disadvantages of the following as items for bank security?

a) freehold land

b) leasehold

c)plant and equipment

d)furnitures

e)inventory

f)share certificates

g)people

h) life insurance

i) bank deposits

and how you minimize these disadvantages?


Firstly, PEOPLE cannot be offered as security. I hope you put this in as a joke.

The type of security that you put up will depend on what type of business you run. If you have a manufacturing business, offering up your PP&E probably wouldn't be the best idea. Similarly, if you run a consumer/retail business, your inventory would not be a good idea as security. These are things that you will need in order to run your business.

I've never heard of life insurance being used as security, and I'm not sure how this would work. Life insurance is used in the event that you die, so unless you cark it and have already put the bank as your beneficiary, I don't see how they can recover the monies.

Hope that helps narrow it down for you.

Monday, May 3, 2010

In palestine how do gaza and west bank conduct transaction with israel land between it??

Aren't these the lands they demanded from Israel? Not too bright.


Alll israelis out of muslim lands!!!

the usual way but with some security constraints.

How can I pay for messenger with voice using my Kiwi Bank card?

I want to telephone internationally people who have cellphones and land lines.For payment I can only use New Zealand Kiwi bank card ,how do I go about it?


Im not sure, maybe you could find out on the internet

Sunday, May 2, 2010

What kind of notice do bank have to give for repo and can they move anything on you land to get to it?

In many states, your creditor can seize your vehicle as soon as you default on your loan or lease. Your contract should state what constitutes a default, but failure to make a payment on time is a typical example.

Once you are in default, the laws of most states permit the creditor to repossess your car at any time, without notice, and to come onto your property to do so. But when seizing the vehicle, your creditor may not commit a “breach of the peace.” In some states, that means using physical force, threats of force, or even removing your car from a closed garage or fenced in private property without your permission.

Should there be a breach of the peace in seizing your car, your creditor may be required to pay a penalty or to compensate you if any harm is done to you or your property. A breach of peace also may give you a legal defense if your creditor sues you to collect a “deficiency judgment” â€" that is, the difference between what you owe on the contract (plus repossession and sale expenses) and what your creditor gets from the resale of your vehicle.

Regardless of the method used to dispose of a repossessed car, a creditor may not keep or sell any personal property found inside. In some states, your creditor must tell you what personal items were found in your car and how you can retrieve them. Your creditor also may be required to use reasonable care to prevent anyone else from removing your property from the car. If your creditor can’t account for articles left in your vehicle, you may want to speak to an attorney about your right to compensation

Hope this answer is of help to you

LEGAL DISCLAIMER: The answer provided here is intended for informational purposes only. It is not intended nor presumed to be legal counsel or professional legal advice


just pay them for the thing instead of trying to steal it...now you're a thief with bad credit...

After you've been notified that you're in default of your repayment agreement, they're free to repossess the collateral. And yes, they can move whatever they need to get to it.

Rather than trying to figure out how to outsmart the repo man, why don't you work out something with the bank so that they don't have to sieze the property?

They do not have to give you any notice once they have permission to do so. If you have something in their way, God help you.

Whats the situation right now in the West Bank?

Right now we Gaza is pretty distuted with all the things going on inside of it like Extremely hateful propaganda, firing rockets into Israel, Israel cut of aide to Gaza except for hospitals.

But right now whats happening in The West Bank? I know its under FATAH control at the moment. But what else?

Are discussion's still being held about land and what not just now excluding Gaza and Hamas from the equation?

What about the settler issue, Freedom of movement is difficult in The West Bank (especially for the palestinians) for a number of reasons i mentioned before but like Londoner in Israel said the issue should be handled with sensitivity and the fact that the settlers where dupped (more info on this?) into coming to live in the settlements in the 70's and 80's means that the settlers should be given special consideration aswell, what is there fate looking like at the moment?


I live in Tel Aviv so I don't go into the West Bank very often, but when I visit Jerusalem I sometimes end up travelling through it because Jerusalem is essentially encircled by it.

So I can tell you the little I have seen with my own eyes.

First things first, unlike Gaza, access to the West Bank is not difficult at all for most people, including tourists and journalists - there are many roads which lead into the West Bank where you won't even realise you've crossed the Green Line until you reach an army checkpoint several miles later. At many of these checkpoints you don't even need to stop on your way into the West Bank, only on the way out, and even then only for a couple of seconds for the army sentry to check that you aren't a Palestinian attempting to infiltrate Israel with a bomb. So if you are doubtful of what I say or what you read in the press, you can always come here to see it for yourself.

Secondly, according to my understanding of the situation in the Gaza Strip (I've never been in there, so this is based on watching the news), the current situation is not quite as grave as you suggest, at least not yet. It is true that no-one goes in or out, and so the Gazans are effectively locked in prison there, but aid has not been cut off. Agencies still provide Gaza with essential medicines and food, and most importantly, Israel has not cut off their electricity or water supply. Israel is currently trying to work out what to do about the qassam rockets which the Gaza militants keep sending onto the town of Sderot, and one measure being considered is to reduce their power supply by a certain number of units for every rocket they send. Airstrikes are generally fairly successful at targeting the militants, but occasionally strike innocents such as the recent case of three Gazan children who were just playing next to the rocket launchers. Another option is to launch a ground incursion, but it appears that this won't take place at least until after peace efforts are attempted in November. But while the Gazan civilians are no doubt having a miserable time of it, their situation is far from desperate, for now anyway.

OK back to the West Bank. I occasionally drive from Tel Aviv to Jerusalem on a road which after the Israeli town of Modi'in cuts through the West Bank until it arrives in North Jerusalem. Palestinians are not allowed to drive on this road for security reasons, and roads leading to Palestinian towns are denied access to it by way of huge concrete blocks placed at their entrances. As a result, Palestinians seeking to travel between their towns in that area are forced to either drive on rugged tracks, or walk along the side of the highway. However the only army presence I have seen is at the checkpoints at each end (one just before Jersualem, and the other just before Modi'in), and all seems quiet in the Palestinian towns along the way. Army incursions into Palestinian towns only happen rarely, so the Palestinians are generally able to go about their lives from what I have seen, except for the travel restrictions which are I'm sure humiliating and annoying for them.

By comparison, another road through the West Bank I sometimes drive is the one leading from Jerusalem down to the Dead Sea, passing Jericho. The area is essentially desert and so much more sparsely populated, and tensions are correspondingly much lower. As a result, Israelis and Palestinians use the same road and seem to co-exist entirely peacefully there.

So are conditions improving in the West Bank, you ask. I think the answer at the moment is that not a lot is changing just yet. Israel is releasing some Palestinian prisoners and removing a few checkpoints of lesser importance as gestures of support for Mahmoud Abbas, but I don't think the situation can change materially unless progress is made in the peace talks. Fatah hate Hamas, but they are reluctant to abandon the large part of the Palestinian population which lives in the Gaza Strip, so I think it may be difficult for Abbas to take steps towards any resolution which ignores Gaza. Which means that unless Hamas suddenly start behaving rationally, the situation probably won't be able to advance.

Finally, yes all of the West Bank Jewish settlers are still there, including in Hebron - I even know someone very religious who studies at the yeshiva there. The reason I say that many of them have been effectively duped, is because many of them moved there purely because homes are much much more affordable there, and the Israeli government promised to look after them. But times can change, and when Ariel Sharon decided that Gaza needed to be evacuated, they were all booted unceremoniously out of their homes and a large number of them are still stuck in temporary accommodation dotted randomly around the country, separated from their family and community, with nothing left of their former life.

I hope that helps - as you see nothing is ever simply black or white when you get down to it.

Edit to HopelessZ00: Yes numberplates are a very important security identifier round here. Yellow numberplates are granted to anyone with Israeli citizenship, including Palestinian Arabs who live inside the state of Israel. White numberplates are given to UN or diplomatic vehicles. I believe that vehicles with yellow or white numberplates are essentially free to drive anywhere in Israel or the Palestinian territories. Meanwhile blue numberplates are given to Palestinians who live in the occupied territories, and are therefore deemed to be a potential security risk to Israelis. They are free to drive around within the occupied territories, but would raise serious alarm bells if they tried to drive such a vehicle inside Israel, and so if that is what those journalists were trying to do then I'm not surprised they didn't get far...

israel is a bully and will always be one towards muslims in palestine

u can never know for sure unless ur actully there, dont trust the CFR controlled media

I would guess horrible. It has been horrible for decades. What has changed? Human rights are frequently violated and International laws are frequently violated. Have you heard that the situation has gotten better? People still do not give the Palastinians human dignity so it is still bad i would imagine.

I really appreciated your report Londoner in Israel . Thumbs up! Nothing is either black or white, and nothing in this life is what it appears to be. Thank you for mentioning that if one is a tourist or journalist or Israeli they can move about pretty easy. I would just like to point out though, a few weeks ago some journalists did go with a hidden camera and a car that had a blue license plate on it. They were stopped everywhere they went , every 10 min had to get out, and were questioned. When they asked "Why are we being stopped?" A straight answer could not be given. In the end one IDF admitted because you have a blue License Plate. EU (Blue Licence Plate) is given to Palestinians only.

Right now the solution is to support more moderate elements and wait for the next Palestinian election. Assuming that the Palestinian people elect a more moderate government i.e. not Hamas, the peace process can get back on track. Israel can't act unilaterally as it just allows for terrorist elements to prosper, nor can Israel come to an agreement with a government that isn't popularly elected.