How do I buy land to put a single wide on?

I am looking to buy a piece of land, buy a trailer from a friend of mine once he's done building his house, and then put the trailer on the land. The land is $30,000, the trailer will probably be about $10,000. And I need to have a septic and well done as well. How do I go about getting a loan from the bank? I don't have much for a down payment.

its really no different than if it were a house buy. you find a lender who takes mortgages on your type of deal. they usually want a bigger down payment on a mobile home deal

It is tough to get a mortgage for vacant land, and it is tough to get a mortgage for a mobile home. With septic, well, closing costs, etc., you are looking at roughly $50,000. If you can get a 10-year mortgage loan for $30,000 of that, you will be doing well.

You need more down payment. And be sure you have enough for all your closing costs or you are going to be paying interest on all that for years to come, and that just makes it harder to get approved.

The very first thing you do is check on the zoning of the land and make sure you can put a trailer on it and then you check to make sure you can put a septic system on the property. Lacking either one of these two preconditions you could wind up with a mess on your hands.