Saturday, February 5, 2011

Why do i still have my mexico tourist visa?

Im a UK citizen travelling the world at the moment. Arrived in mexico via land border at Guatemala and was given a tourist visa being told to pay at the bank before i left the country. Travelled up through Mexico, paid at the bank and left Mexico via Tijuana land border. Didnt see any Mexico immigration there, just seemed to head straight to US border and got back to USA. Now I have no stamp that shows I've exited mexico and still have the visa!! Is this a problem?


Not really a problem. This happens all the time. If you plan to return to Mexico some day and are concerned you can turn your FMT in at a consulate.

It's not a big problem. If it is a big problem for you, then you can go to the nearest Mexican Consulate.

Purchasing land in the u.k?

I think you would be hard pushed to get a 70% loan to value mortgage on land without an actually property on it. 200k for 3 acres sounds very steep to me, for what is likely to be just grazing land??? what are the out buildings like? typically grazing land in england is about 5k per acre.


Land is always a good investment. He who owns the land makes all the money. That is what developers do all the time. However purchasing land is a lot different than purchasing a building. There will be some parameters involved and the bank will primarily be asking what you plan on doing with the land.

Getting mortgage/loan depends on whether you can get planning permission (with/out appeals) to make intended changes on the unspecified location/site. Consult lawyers, chartered surveyors and architects.

Friday, February 4, 2011

I have 8 acres land in iruvaram (v&p) near srinivasa distilars chittoor. father heart problem need loan?

I need to do heart operation for father want loan upon my land. Please give me any advice where i get in which bank. Now i don't have any brothers and systers. I am single please give me reply.


just go to your local bank ask for a loan use your land for collateral. that should be all you need to do. Hope your dad feels better soon

Should I apply as a bank teller (looking to get into bank sales)?

I've been working as an independent insurance agent for the last year and a half and currently exploring other jobs in sales. I had a fantastic interview for a bank sales position, but was beat out! If I were to land a job at a bank, I'd like it to lead to a sponsorship for a securities license in the future. But in order to have an advantage, would it be better to start at the bottom or work my way up? Will recruiters even wanna *look* at my resume? In addition to my sales experience, I've got a degree in geography (a few years work in a related field to my degree) and retail experience in college. What do you advise?


The bigger banks REQUIRE the tellers to do sales. If you're good at it there's a high chance of advancement. I personally don't like the don't like the politics that go with banking but everyone is different.

Thursday, February 3, 2011

When the bank forecloses on your property do they look at your other properties that are still worth value?

I currently own a house along with my parents, since the deed was signed in 06, they have not allowed me to rent it out or live in the house. I wanted to rent it out splitting the rent 1,000 to them and 500 per month to myself. But they said that when they rent it out they will collect all of the rent on not give me my share. I was mortified, and I also found out about an equity loan they took out on the property in 05, which they did not disclose to me when I signed the deed. Now they say I'm going to pay, and receive nothing from them ever. I'm thinking they are going to let the bank foreclose on that 200k loan and I will get nothing, (the house was suppose to be my inheritance/future). They financed and gave my brother a 4000sq ft new home along with 8 acres. I got 1/3 of a house that sits empty due to their selfishness and greed. Can they foreclose on the property if my parents own other houses and land? Doesn't the bank consider their income/assets before doing so? I need help!

L


Contact a real estate attorney immediately. This is a serious problem and requires professional help.

Depending on the state,Foreclosure occurs at different rates of time.As far as I know foreclosures occur only on the property used to secure the debt.Foreclosure occurs only if the debt is not being paid.Check out your state laws on the web to see how much time you have and wiggle room you have.If your name is on the deed maybe you can sell.

No, the banks do not look at other assets and income when foreclosing. They look at one thing - is the mortgage getting paid, and are the owners living up to the terms of the mortgage contract?

Sounds like you have a lawsuit, especially if you are on the mortgage. Do you have any money in the property? If you are not on the mortgage, and have no money in the property, then I would let move on from this unhealthy situation.

Should I use a business plan, or proposal format when asking a lender for money?

I need to request money from a lending company, to build property. However, I also need to build and establish my credit with a bank. I've already brought the land with my own money. If the lending company decides to give me a loan. I would then put that money in a CD to gain interest and credit, while continuing to use my own money to finish building my property. Which letter format would I use to make this request and what should the letter contain?


1) Business plan

2) Projected cashflow

3) references, business and personal

4) Remember to try several banks, and if they did not approve, ASK WHY.

---

Kasey C, PC guru since Apple II days

Computers: pen for people who have bad handwriting.

Definitely a business plan. But bear in mind that the lender will have stipulations on use of funds so you will need to use the money for the specific purpose that you are requesting it. Placing it on a CD does not qualify. In fact you will be getting a lower rate of interest on the CD than the higher loan interest. Good luck.

Wednesday, February 2, 2011

Why do people think the Palestinians deserve the West Bank?

Why do people think the Palestinians deserve the West Bank?

In 1947 the UN proposed splitting mandate lands between a Jewish state and a second Arab state. The Arabs refused the plan. 1948 Jordan and Egypt attacked Israel and took parts of the mandate lands. Jordan captured the West Bank, and Egypt Captured Gaza. Jordan, Egypt and Israel all gained territory according to the 1949 armistice line. In 1967 Egypt and Jordan attacked Israel again and lost the West Bank and Gaza to Israel who took control of both. Now where the heck did the Palestinians come from? Israel won a war and took back Jordanian and Egyptian land, not Palestinian. The majority of the folks claiming to be Palestinian are Jordanians and Egyptians who lost their citizenship when those countries cut ties and renounced all claim to the territories in the 1980’s. Why then should Israel magically grant these former Jordanians and Egyptians their own state? It doesn’t make any sense.

http://www.passia.org/palestine_facts/MAPS/1947-un-partition-plan-reso.html


they don't deserve anything Israel won that land fair and square. If the tables were turned and Israel lost do you think they would give Israel any land?

Because of historical reasons.

This map “First Jewish colony in Palestine, 1878” http://www.passia.org/palestine_facts/MAPS/first_zionist_colony.htm

“United Nations Partition Plan-UN Resolution 181, 1947 / Rhodes Armistice Line, 1949” http://www.passia.org/palestine_facts/MAPS/1947-un-partition-plan-reso.html

This offer “Projection of the West Bank Final Status Map presented by Israel, Camp David, July 2000” http://www.passia.org/palestine_facts/MAPS/wbgs_campdavid.html

@ fear: wouldn't the wars post the Balfour Dec trump any language written in it? The Pals are (trying to) engage in another war to take it back. Israel is just defending their lands won in the 60s. The thing with global society now is that it is frowned upon to wage war for land gains. That mindset was thankfully ingrained into the global mind courtesy of Germany's two attempts at word domination.

Well listen genius, the Palestinians deserve that land because they have lived there for thousands of years. Germany was the country that persecuted us not Palestine so let's carve out a spot to make settlements in Germany. The Palestinians gave us a place to stay and in turn we kick them out. Do you think Mexicans should do that to Americans?

The whole land was theirs in the first place. They do not only deserve the west bank, but the whole country itself. Israel is a cruel nation that seeps to levels of ethnic cleansing to get what they want.

they were their way before the European jewish people OK,they got their @ss kick...but even the AMERICAN Indian got some land....and do it for peace sake !!!!! all of the sh!t going on in that part of the world is because of this...

Agree with True Jew - beautiful answer.

Agreed Poncie, and as you no doubt know a significant number of ultra-orthodox Jews are amongst the greatest Jewish champions of justice for Palestinians and are extremely anti-zionist.

Well you know it's always tricky when you create a new country by force. Somebody's bound to be unhappy.

might want to look into the balfour declaration and the rothschils

History

Well, Kin, I think the word "magically" ought to be used a bit more carefully, since the state of Israel came into existence through a UN Resolution in the late 1940's. Ought that to be considered magical as well, since many European and American Jews who subsequently migrated to Israel had no relationship or connection to the region? It's dangerous to throw around words like "deserve"...

But let's leave that aside for a moment. If you accept the legitimacy of that 1947 resolution, then you've answered your own question. For it was that same act of the UN that established the Gaza Strip as a region set aside expressly for the Palestinians. Moreover, as you yourself note, the West Bank was set aside for an Arab state. How do the actions of Jordan and Egypt, who as you point out are not Palestinians, figure into this equation? If they chose not to accept the state of Israel, that has no bearing on Palestinian action, does it? In fact, many Palestinians left the West Bank after 1967 as refugees in a war that they had no control or say over.

If you want to blame other countries for attacking Israel, I think you have a lot of reason for doing so. But if Palestinians are not Egyptians and are not Jordanians, then you need to rethink the nature of the question you are asking and recognize its inherent flaws.

Cheers.

ADDITIONAL NOTE:

I think you are laboring under a couple of misconceptions. First, I did not state that the same resolution established a Palestinian state, but that the mandate for Gaza being set aside for the eventual establishment of a Palestinian state.

Second, I did not suggest that of the West Bank, either. I agreed that it was set aside for the establishment of an Arab state. I did not specify what kind of state. It's true that Jordanians are not Palestinians, but both are Arab.

Third, these territories were absorbed into Egypt and Jordan respectively AFTER the war of 1948, not as a result any UN resolution. The political aftermath of that war, as well as those of '67 and '73, did not make the land acquired by Israel anymore Israel's than it did Egypt or Jordan's in previous wars.

Fourth, your comment that "Israel is not obligated to give away land just because the loser of the war demands it" would apply to Jordan and Egypt, not the Palestinians. Your attempt to blend these distinctions is problematic at best, mendacious at worst.

Fifth, the establishment of Jordan by the British in 1923 has no bearing on the discussion. You were talking about the establishment of a Palestinian state with regards to the establishment of Israel. Moreover, even if I were to accept your reasoning, it has little merit. The numbers of Jews living in what would become Jordan aside, there were also many Palestinians in what would become Israel. Moreover, the period since Israel's founding has seen the mass emigration of Jews in Europe and the Americas to the region, who had no connection to the land at all.

Finally, I would be careful if you wish to argue that "at worst they reverted back to their pre-1948 status as unallocated mandate lands, which were never Palestinian to begin with." One can easily make that comment about Israel pre-1947. You might want to think about this differently.

Cheers.

well, as i understand it 99% of Palestinians could prove title to their homes and land. However Israel regards those who fled in 1948 as having abandoned them, so they were now free to be given to anyone claiming to be a Jew. Have been told that there are teams of researchers who examine every deed to each Arab house in East Jerusalem. if they can find anyone who's ever owned it, even if it was only for a few years back in the 19the century who could be jewish then that property is declared to be a jewish one and action is taken to evict the present day owners. I know its illegal and illogical but legality and logic are not often found with orthodox Jews.

Palestine was not the instigator in those wars. And do you not think that if Jordan, Egypt and Syria took over the entirety of Israel, the US would let that slide? The reason these things happen is that no one is batting for Palestine. We have lumped them together with all of the other "Arab Terrorists". Except the Saudi's. Because they have money and oil. Just like the Allies gave the countries of Europe back after WW2, the Palestinians deserve some sovereignty in their native country. Their people have lived in Israel a lot longer than the European Jews. Might doesn't make right. That would give the US the right to invade all sorts of countries for no reason. Israel is backlashing for their own oppression. Somehow, Israel needs to realize, along with Palestine, that peace and cooperation is needed for their continued survival.

I don't think they understand what is going on, but are merely echoing the anti-Semitic posture of the Obama admin.

Do I have to pay taxes on the money that I brought from another country?

I have some cash that I brought from my home land; if I deposit that cash into my bank here in USA do I have to pay taxes on it?

Note: I’m a US citizen.


no.

you pay income tax on money you get a w2 form on.

if you're in business for yourself, there is another mechanism that i've never had to deal with.

but you don't pay tax on money in the bank.

if it's a lot of money, the bank probably has to report it to the irs, or someone.

and you may get asked about it.

what you didn't say was how you acquired that money in your homeland.

if you worked there and earned it, that would be different.

My wife and I want to build a house. Who should we talk to first? (bank,builder...)?

We own a condo now and would need to sell in order to build. Also, we've been looking for land but do not have a lot purchased yet.


Talk to the bank first, and find out what kind of budget you will be working with then find your land and a real estate agent to sell your condo look into finding a place to live in between the time the condo sells and the house is done then find a builder.Just don't tell him the whole amount you have in your budget because he will use all of it and trust me once y'all work out a budget extra costs will come up throughout the home building process and then you won't have the funds.Good luck!

You need a set of plans and the lot cost -to start anything, http://answers.yahoo.com/question/accuse_write?qid=20060611055508AAfW67I&kid=NbUvWDK_UTVTfIiAJwUF&s=comm&date=2006-06-27+02%3A34%3A38&.crumb=

Your best bet would be to talk to a bank first. That will give you an idea about how much financing you can get.

Get some quotes on land and the type of home you wish to build. Then talk to your banker about the funds.

Contact your local Home Builders Association. www.nahb.com

Good Luck!!!

We built our house over 3 years ago and learned in the process that like anything else there are many different routes that take you to the the same destination. Some give you more control but make it a full time job (buying land and contracting out) and others give you less control (buying from a builder who owns the land - our choice). Unless you have a lot of time to get the house done or don't have a job so you can spend hours per week on the project I would suggest buying from a builder who owns the land. If you decide to go this route spend a few weeks hunting down homes he has built and talking to the owners. Every builder has his weaknesses and the more you know the easier it is to manage. I can tell you from experience I would have saved myself a few headaches if I did this. I also know that I have saved a bunch of people headaches who have since had homes built by our builder.

go to city hall after you purchased the land and talk to one of the representatives to see what you should do on the land. you may also need to go to a builder and get the floor plans all ready before you go. after all that go to the bank. any bank, or multiple ones to see which one gives you the right rate.

need to talk to bank frist. To see how much $ approved for.

The home building process is a long and sometimes complicated journey. I would suggest going first to the bank to find out how much they would lend you, find your lot and consider looking at modular homes. Modular's can be custom made and can be set up on your lot in about two days after delivery. There are some very high quality modular home manufacturer's out there. This is modular (same as stick built in controlled environment), not manufactured which is higher quality trailer. You should also save about 15-20% over on-site stick built and your hair will still be intact.

Banker.You need to know how much of a loan you can qualify for before picking a house size,location,and builder.

Tuesday, February 1, 2011

Can I give out for Rent the first house which I financed through FHA Loan?

Recently, I bought my first house in the U.S through FHA loan. The Bank told me that, since this is my first house and financed through FHA Loan, this should be my primary residence and it cannot be used for commercial purposes. Now that I want to move to another state, can I rent my house to somebody? If so, is this commercial, and will I land up in problem with the Bank or Government? Please someone advise me.


You asked this exact question yesterday and my answer is still the same. If you are found out, and you will be, you will face substantial penalties and will have to refinance, at commercial investment rates, within 30 days after the note is called due because you are out of compliance.

So, NO - you cannot do this.

If you received the $8000 tax credit, then it MUST be your primary residence for at least 3 years (I think it's 3). If you move out and rent it out and the government finds out then you will have to pay that back. Not sure if this is the same for the FHA loan situation though.

No you cannot. The FHA does not guarantee loans to buy income properties.