Saturday, February 5, 2011

Why do i still have my mexico tourist visa?

Im a UK citizen travelling the world at the moment. Arrived in mexico via land border at Guatemala and was given a tourist visa being told to pay at the bank before i left the country. Travelled up through Mexico, paid at the bank and left Mexico via Tijuana land border. Didnt see any Mexico immigration there, just seemed to head straight to US border and got back to USA. Now I have no stamp that shows I've exited mexico and still have the visa!! Is this a problem?


Not really a problem. This happens all the time. If you plan to return to Mexico some day and are concerned you can turn your FMT in at a consulate.

It's not a big problem. If it is a big problem for you, then you can go to the nearest Mexican Consulate.

Purchasing land in the u.k?

I think you would be hard pushed to get a 70% loan to value mortgage on land without an actually property on it. 200k for 3 acres sounds very steep to me, for what is likely to be just grazing land??? what are the out buildings like? typically grazing land in england is about 5k per acre.


Land is always a good investment. He who owns the land makes all the money. That is what developers do all the time. However purchasing land is a lot different than purchasing a building. There will be some parameters involved and the bank will primarily be asking what you plan on doing with the land.

Getting mortgage/loan depends on whether you can get planning permission (with/out appeals) to make intended changes on the unspecified location/site. Consult lawyers, chartered surveyors and architects.

Friday, February 4, 2011

I have 8 acres land in iruvaram (v&p) near srinivasa distilars chittoor. father heart problem need loan?

I need to do heart operation for father want loan upon my land. Please give me any advice where i get in which bank. Now i don't have any brothers and systers. I am single please give me reply.


just go to your local bank ask for a loan use your land for collateral. that should be all you need to do. Hope your dad feels better soon

Should I apply as a bank teller (looking to get into bank sales)?

I've been working as an independent insurance agent for the last year and a half and currently exploring other jobs in sales. I had a fantastic interview for a bank sales position, but was beat out! If I were to land a job at a bank, I'd like it to lead to a sponsorship for a securities license in the future. But in order to have an advantage, would it be better to start at the bottom or work my way up? Will recruiters even wanna *look* at my resume? In addition to my sales experience, I've got a degree in geography (a few years work in a related field to my degree) and retail experience in college. What do you advise?


The bigger banks REQUIRE the tellers to do sales. If you're good at it there's a high chance of advancement. I personally don't like the don't like the politics that go with banking but everyone is different.

Thursday, February 3, 2011

When the bank forecloses on your property do they look at your other properties that are still worth value?

I currently own a house along with my parents, since the deed was signed in 06, they have not allowed me to rent it out or live in the house. I wanted to rent it out splitting the rent 1,000 to them and 500 per month to myself. But they said that when they rent it out they will collect all of the rent on not give me my share. I was mortified, and I also found out about an equity loan they took out on the property in 05, which they did not disclose to me when I signed the deed. Now they say I'm going to pay, and receive nothing from them ever. I'm thinking they are going to let the bank foreclose on that 200k loan and I will get nothing, (the house was suppose to be my inheritance/future). They financed and gave my brother a 4000sq ft new home along with 8 acres. I got 1/3 of a house that sits empty due to their selfishness and greed. Can they foreclose on the property if my parents own other houses and land? Doesn't the bank consider their income/assets before doing so? I need help!

L


Contact a real estate attorney immediately. This is a serious problem and requires professional help.

Depending on the state,Foreclosure occurs at different rates of time.As far as I know foreclosures occur only on the property used to secure the debt.Foreclosure occurs only if the debt is not being paid.Check out your state laws on the web to see how much time you have and wiggle room you have.If your name is on the deed maybe you can sell.

No, the banks do not look at other assets and income when foreclosing. They look at one thing - is the mortgage getting paid, and are the owners living up to the terms of the mortgage contract?

Sounds like you have a lawsuit, especially if you are on the mortgage. Do you have any money in the property? If you are not on the mortgage, and have no money in the property, then I would let move on from this unhealthy situation.

Should I use a business plan, or proposal format when asking a lender for money?

I need to request money from a lending company, to build property. However, I also need to build and establish my credit with a bank. I've already brought the land with my own money. If the lending company decides to give me a loan. I would then put that money in a CD to gain interest and credit, while continuing to use my own money to finish building my property. Which letter format would I use to make this request and what should the letter contain?


1) Business plan

2) Projected cashflow

3) references, business and personal

4) Remember to try several banks, and if they did not approve, ASK WHY.

---

Kasey C, PC guru since Apple II days

Computers: pen for people who have bad handwriting.

Definitely a business plan. But bear in mind that the lender will have stipulations on use of funds so you will need to use the money for the specific purpose that you are requesting it. Placing it on a CD does not qualify. In fact you will be getting a lower rate of interest on the CD than the higher loan interest. Good luck.

Wednesday, February 2, 2011

Why do people think the Palestinians deserve the West Bank?

Why do people think the Palestinians deserve the West Bank?

In 1947 the UN proposed splitting mandate lands between a Jewish state and a second Arab state. The Arabs refused the plan. 1948 Jordan and Egypt attacked Israel and took parts of the mandate lands. Jordan captured the West Bank, and Egypt Captured Gaza. Jordan, Egypt and Israel all gained territory according to the 1949 armistice line. In 1967 Egypt and Jordan attacked Israel again and lost the West Bank and Gaza to Israel who took control of both. Now where the heck did the Palestinians come from? Israel won a war and took back Jordanian and Egyptian land, not Palestinian. The majority of the folks claiming to be Palestinian are Jordanians and Egyptians who lost their citizenship when those countries cut ties and renounced all claim to the territories in the 1980’s. Why then should Israel magically grant these former Jordanians and Egyptians their own state? It doesn’t make any sense.

http://www.passia.org/palestine_facts/MAPS/1947-un-partition-plan-reso.html


they don't deserve anything Israel won that land fair and square. If the tables were turned and Israel lost do you think they would give Israel any land?

Because of historical reasons.

This map “First Jewish colony in Palestine, 1878” http://www.passia.org/palestine_facts/MAPS/first_zionist_colony.htm

“United Nations Partition Plan-UN Resolution 181, 1947 / Rhodes Armistice Line, 1949” http://www.passia.org/palestine_facts/MAPS/1947-un-partition-plan-reso.html

This offer “Projection of the West Bank Final Status Map presented by Israel, Camp David, July 2000” http://www.passia.org/palestine_facts/MAPS/wbgs_campdavid.html

@ fear: wouldn't the wars post the Balfour Dec trump any language written in it? The Pals are (trying to) engage in another war to take it back. Israel is just defending their lands won in the 60s. The thing with global society now is that it is frowned upon to wage war for land gains. That mindset was thankfully ingrained into the global mind courtesy of Germany's two attempts at word domination.

Well listen genius, the Palestinians deserve that land because they have lived there for thousands of years. Germany was the country that persecuted us not Palestine so let's carve out a spot to make settlements in Germany. The Palestinians gave us a place to stay and in turn we kick them out. Do you think Mexicans should do that to Americans?

The whole land was theirs in the first place. They do not only deserve the west bank, but the whole country itself. Israel is a cruel nation that seeps to levels of ethnic cleansing to get what they want.

they were their way before the European jewish people OK,they got their @ss kick...but even the AMERICAN Indian got some land....and do it for peace sake !!!!! all of the sh!t going on in that part of the world is because of this...

Agree with True Jew - beautiful answer.

Agreed Poncie, and as you no doubt know a significant number of ultra-orthodox Jews are amongst the greatest Jewish champions of justice for Palestinians and are extremely anti-zionist.

Well you know it's always tricky when you create a new country by force. Somebody's bound to be unhappy.

might want to look into the balfour declaration and the rothschils

History

Well, Kin, I think the word "magically" ought to be used a bit more carefully, since the state of Israel came into existence through a UN Resolution in the late 1940's. Ought that to be considered magical as well, since many European and American Jews who subsequently migrated to Israel had no relationship or connection to the region? It's dangerous to throw around words like "deserve"...

But let's leave that aside for a moment. If you accept the legitimacy of that 1947 resolution, then you've answered your own question. For it was that same act of the UN that established the Gaza Strip as a region set aside expressly for the Palestinians. Moreover, as you yourself note, the West Bank was set aside for an Arab state. How do the actions of Jordan and Egypt, who as you point out are not Palestinians, figure into this equation? If they chose not to accept the state of Israel, that has no bearing on Palestinian action, does it? In fact, many Palestinians left the West Bank after 1967 as refugees in a war that they had no control or say over.

If you want to blame other countries for attacking Israel, I think you have a lot of reason for doing so. But if Palestinians are not Egyptians and are not Jordanians, then you need to rethink the nature of the question you are asking and recognize its inherent flaws.

Cheers.

ADDITIONAL NOTE:

I think you are laboring under a couple of misconceptions. First, I did not state that the same resolution established a Palestinian state, but that the mandate for Gaza being set aside for the eventual establishment of a Palestinian state.

Second, I did not suggest that of the West Bank, either. I agreed that it was set aside for the establishment of an Arab state. I did not specify what kind of state. It's true that Jordanians are not Palestinians, but both are Arab.

Third, these territories were absorbed into Egypt and Jordan respectively AFTER the war of 1948, not as a result any UN resolution. The political aftermath of that war, as well as those of '67 and '73, did not make the land acquired by Israel anymore Israel's than it did Egypt or Jordan's in previous wars.

Fourth, your comment that "Israel is not obligated to give away land just because the loser of the war demands it" would apply to Jordan and Egypt, not the Palestinians. Your attempt to blend these distinctions is problematic at best, mendacious at worst.

Fifth, the establishment of Jordan by the British in 1923 has no bearing on the discussion. You were talking about the establishment of a Palestinian state with regards to the establishment of Israel. Moreover, even if I were to accept your reasoning, it has little merit. The numbers of Jews living in what would become Jordan aside, there were also many Palestinians in what would become Israel. Moreover, the period since Israel's founding has seen the mass emigration of Jews in Europe and the Americas to the region, who had no connection to the land at all.

Finally, I would be careful if you wish to argue that "at worst they reverted back to their pre-1948 status as unallocated mandate lands, which were never Palestinian to begin with." One can easily make that comment about Israel pre-1947. You might want to think about this differently.

Cheers.

well, as i understand it 99% of Palestinians could prove title to their homes and land. However Israel regards those who fled in 1948 as having abandoned them, so they were now free to be given to anyone claiming to be a Jew. Have been told that there are teams of researchers who examine every deed to each Arab house in East Jerusalem. if they can find anyone who's ever owned it, even if it was only for a few years back in the 19the century who could be jewish then that property is declared to be a jewish one and action is taken to evict the present day owners. I know its illegal and illogical but legality and logic are not often found with orthodox Jews.

Palestine was not the instigator in those wars. And do you not think that if Jordan, Egypt and Syria took over the entirety of Israel, the US would let that slide? The reason these things happen is that no one is batting for Palestine. We have lumped them together with all of the other "Arab Terrorists". Except the Saudi's. Because they have money and oil. Just like the Allies gave the countries of Europe back after WW2, the Palestinians deserve some sovereignty in their native country. Their people have lived in Israel a lot longer than the European Jews. Might doesn't make right. That would give the US the right to invade all sorts of countries for no reason. Israel is backlashing for their own oppression. Somehow, Israel needs to realize, along with Palestine, that peace and cooperation is needed for their continued survival.

I don't think they understand what is going on, but are merely echoing the anti-Semitic posture of the Obama admin.

Do I have to pay taxes on the money that I brought from another country?

I have some cash that I brought from my home land; if I deposit that cash into my bank here in USA do I have to pay taxes on it?

Note: I’m a US citizen.


no.

you pay income tax on money you get a w2 form on.

if you're in business for yourself, there is another mechanism that i've never had to deal with.

but you don't pay tax on money in the bank.

if it's a lot of money, the bank probably has to report it to the irs, or someone.

and you may get asked about it.

what you didn't say was how you acquired that money in your homeland.

if you worked there and earned it, that would be different.

My wife and I want to build a house. Who should we talk to first? (bank,builder...)?

We own a condo now and would need to sell in order to build. Also, we've been looking for land but do not have a lot purchased yet.


Talk to the bank first, and find out what kind of budget you will be working with then find your land and a real estate agent to sell your condo look into finding a place to live in between the time the condo sells and the house is done then find a builder.Just don't tell him the whole amount you have in your budget because he will use all of it and trust me once y'all work out a budget extra costs will come up throughout the home building process and then you won't have the funds.Good luck!

You need a set of plans and the lot cost -to start anything, http://answers.yahoo.com/question/accuse_write?qid=20060611055508AAfW67I&kid=NbUvWDK_UTVTfIiAJwUF&s=comm&date=2006-06-27+02%3A34%3A38&.crumb=

Your best bet would be to talk to a bank first. That will give you an idea about how much financing you can get.

Get some quotes on land and the type of home you wish to build. Then talk to your banker about the funds.

Contact your local Home Builders Association. www.nahb.com

Good Luck!!!

We built our house over 3 years ago and learned in the process that like anything else there are many different routes that take you to the the same destination. Some give you more control but make it a full time job (buying land and contracting out) and others give you less control (buying from a builder who owns the land - our choice). Unless you have a lot of time to get the house done or don't have a job so you can spend hours per week on the project I would suggest buying from a builder who owns the land. If you decide to go this route spend a few weeks hunting down homes he has built and talking to the owners. Every builder has his weaknesses and the more you know the easier it is to manage. I can tell you from experience I would have saved myself a few headaches if I did this. I also know that I have saved a bunch of people headaches who have since had homes built by our builder.

go to city hall after you purchased the land and talk to one of the representatives to see what you should do on the land. you may also need to go to a builder and get the floor plans all ready before you go. after all that go to the bank. any bank, or multiple ones to see which one gives you the right rate.

need to talk to bank frist. To see how much $ approved for.

The home building process is a long and sometimes complicated journey. I would suggest going first to the bank to find out how much they would lend you, find your lot and consider looking at modular homes. Modular's can be custom made and can be set up on your lot in about two days after delivery. There are some very high quality modular home manufacturer's out there. This is modular (same as stick built in controlled environment), not manufactured which is higher quality trailer. You should also save about 15-20% over on-site stick built and your hair will still be intact.

Banker.You need to know how much of a loan you can qualify for before picking a house size,location,and builder.

Tuesday, February 1, 2011

Can I give out for Rent the first house which I financed through FHA Loan?

Recently, I bought my first house in the U.S through FHA loan. The Bank told me that, since this is my first house and financed through FHA Loan, this should be my primary residence and it cannot be used for commercial purposes. Now that I want to move to another state, can I rent my house to somebody? If so, is this commercial, and will I land up in problem with the Bank or Government? Please someone advise me.


You asked this exact question yesterday and my answer is still the same. If you are found out, and you will be, you will face substantial penalties and will have to refinance, at commercial investment rates, within 30 days after the note is called due because you are out of compliance.

So, NO - you cannot do this.

If you received the $8000 tax credit, then it MUST be your primary residence for at least 3 years (I think it's 3). If you move out and rent it out and the government finds out then you will have to pay that back. Not sure if this is the same for the FHA loan situation though.

No you cannot. The FHA does not guarantee loans to buy income properties.

Monday, January 31, 2011

For Bank Employees in Toronto!!!!?

Hey everyone! this question is for current bank employees in Toronto (CIBC, TD, BMO, etc)

i have a small question. ive trying to land a job at a bank, as a teller or customer service representative. But no luck... i have over 5 yrs of experience in customer service. ive been applying online thorugh their careers sections, since thats how verybody else found a job....Any tips on how i can land an interview? i think i have a pretty good resume, so i dont see what the proble is , considering i ve seen high school kids work there, and imin college. is better to maybe apply in person? talk to a manager?

Any tips and advice please!

will be very appreciated


I can tell you exactly why banks aren't hiring you. And, if you thought about it...you would understand why too.

I will give you some hints...

What has been happening with the economy in the last 10-12 months?

How much money have the big four banks lost?

How many employees have the banks laid off since October?

That should give you your reason why you are not being called about a job at a bank. BECAUSE THERE ARE NO JOBS, THERE ARE ACTUALLY LESS JOBS.

If you would like to get into the financial/customer services industry Investors Group Financial Services is hiring right now. This is because of the substantial growth our company has seen in the past year.

Get back to me if you would like to set up an interview to learn more about becomming a financial consultant.

Jason.Reynolds@investorsgroup.com

How do i go about buying the land i am on they want 10.000?

the deed to the land my trailer sits on is in the bank the peopele needs the money to pay off their bank. could we not just put the deed in our name and us pay their bank off then when its paid in full we can get the deed


If you are serious about purchasing the property, hire a lawyer to draw up the paperwork.

You will need to do this legally and with the proper documents prepared or you could lose your money.

Possibly, you and the sellers could go to the bank together and see if they will help you with this sale/mortgage assumption.

There is also paperwork involved with you assuming their mortgage. It has to be approved by the mortgage holder first or it is not going to be legal.

Check with an attorney or the ban first. Do not just write up a contract between you. Thie will not be legal and you could lose all your money.

You pay the bank, they transfer the deed to you.

You can't just "put" the deed in your name.

If you buy it from the current owners, it would require the bank's consent for you to assume the mortgage. Not too many mortgages are assumable, but even if the current mortgage does not specifie that it is assumable, the bank might agree.

If the bank agrees, then the current owner would need to give you a deed. Ideally you would also get title insurance. However, if the current owner has title insurance, then it would be fairly safe to assume his title is good. In that case he could give you a warranty deed or a quit claim deed.

Sunday, January 30, 2011

What is the best business course that i should take that will help me land a degree in medicine?

i need units in biology, chemistry, mathematics, physics and social sciences. my dad wants me to take up banking, but i really want to be a doctor... help please...


You know Elle, there are no best business courses that will help you land a degree in medicine.

I wonder why you ask this question?

Pursue the medicine studies. Take what you have to take. Study some business for background only. Don't get too involved in it in undergrad. Econ and maybe a finance course with an emphasis on investing. You could take accounting, but it's really a waste of time if your going to be a doctor, because nowadays, the stuff's all computerized, and does the accounting work for you.

If you want to know business, study it on your own. If you read the Wall Street Journal 3 times a week, you'll know all you need to know. And you don't have to study a lot of business classes to work at a bank either, especially for entry level positions. Just ask any banker. They will teach you what you need to know if you have some potential. Tell your father that if the medicine things falls through, you can always get a job at a bank.

Live your own life, and do your own thing, not your parents' thing.

Well if you are young and smart - you can do both.

MD, MBA - is a very powerful multidisciplinary career - you could specialize in hospital management/finance, biotech management/finance.

For the course of business the best bet would be to go by what YOU love to do - it will still be hard work - but you will have fun and passion for it.

If I were you I would consider Marketing. But there's also Finance / Management. (I would be the worst imaginable manager)

I don't know how your college works, but at my University you can be pre-med but major in anything you want. Being pre-med just means that you're taking the required courses to get into medical school. It's a curriculum that lasts your first 2 years, and you just take Chemistry, Bio, Physics and electives like English. But you can major in anything else because the last 2 years are free for whatever you want. If you really wanted to please your dad, you can major in Business or Banking and still do Pre-Med.

There is none! but I agree with Naturalway48 - MBBS & MBA are such strong a combination.... But I suggest you follow your heart and go to do med. science does not mix with business course subjects! So options are 1. face facts and chose between, 2. follow your heart and do med, 3. if you are clever do both! good luck.

What is the best business course that i should take that will help me land a degree in medicine?

i need units in biology, chemistry, mathematics, physics and social sciences. my dad wants me to take up banking, but i really want to be a doctor... help please...


well y dont u try MBA after MBBS

How old are you? You obviously need to re-think some issues with what you would like to do with your life ( like actually figuring out what classes you need and the process of getting your first degrees and becoming a grad before you apply to medical school). By the way statistics would mostly likely fill that.

Is this a question..? You want to be a doctor then be a doctor. But banking will bring a lot of money though.

Follow your dreams, your father is not the one who has to live this life. If you have to take a business course, I'd go for one to do with business law. It's good to know a bit about the legal system if you ever want to start your own practice.

Saturday, January 29, 2011

Israel states it wants peace but they allow 280,000 illegal settlers to move into the West Bank ?

http://www.cbsnews.com/video/watch/?id=4752349n

Where Israeli troops can take over a Palestinian home on a daily basis for "surveillance" Where roads are for Israelis only ?Where travel to their own capitol is forbidden. Is this the way to peace ? And all this on land which Israel states it has "given" to the Palestinian people. Israel are playing a game of heads I win tails you lose


to how _wow. If you actually go to the West Bank the Israeli settlers write Gas the Palestinians. The Zionists are a bunch of thieves and murderers. It goes hand in hand. The Israelis hate the Palestinians just as much as the Palestinians hate the Israelis. But the Palestinians have a way better reason for hating them, stealing your land, home, putting you in a giant concentration camp with no electricity, running water, proper sewage system. To them Palestinians are dogs and they don't even deserve to live. Its sickening. Israel is an apartheid state like Jimmy Carter and Nelson Mandela says. The US media is controlled by AIPAC and other Jewish lobbyists. And they control the movie biz too by appearing every damn movie about the Holocaust to have the American people feel sorry for the people in Israel when we should be feeling sorry for the Palestinians whose lives were destroyed by these thieves and murderers.

They're being cautious. This is a war fought in hostile territory, via guerrilla warfare. It's nothing the U.S. hasn't done, I would know... I know my countries history. :P

If they don't let up after the fighting lessens, then I'd be worried.

As opposed to "KILL EVERY JEW" that the Palestinians are chanting every time you turn around?

How do I buy a property in bank auctions in India?

I was the highest bidder of an auction for a residential land held by an Indian bank. As per the bank they will issue me the certificate of sale upon the full payment of the purchase price.

Is certificate of payment enough to register the land in my name?

Do I have to give the registration papers of the previous owner to the Registrar?

Can there be any legal complication even if the land is vacant and the bank followed all the procedures under the SARFAESI act in order to auction off the property?

What are my options if I have registered the land in my name and the previous owner or someone else claims the ownership of the land.


Once you fulfilled the obligations of the conditions of auction/tender, the authorized officer of the bank will come and execute the sale deed in your favour in the registrar office. He will also deliver the original title deeds of the previous owner.

But the sale is subject to challenge by the previous owner in the court for the deficiencies or lapses on the part of the bank in various forums including Supreme Court. If the previous owner wins, you will have to vacate and get back the money from the bank with difficulty and by suing them. There are some instances happened earlier.

The SARFAESI act is a sword given to the banks by Finance ministry and most of the banks perfectly misusing to make their balance sheet better.

4closure.in cheap rates, houses,plots, etc Auctioning of properties by various banks is done every day, our recent research in the 26 cities of India where the real estate activities are high , Updates of property listings frm banks is done every day,please visit 4closure.in or foreclosureindia.com http://answers.yahoo.com/question/accuse_write?qid=20090804100228AAx9O4g&kid=GL9vKDL0D1BYJ1p.gQXF&s=comm&date=2010-02-25+20%3A31%3A57&.crumb=

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Bank will advertise in news papers.You can buy

Friday, January 28, 2011

TAXES- Will I have to paid taxes on land I had for three years and sold it TODAY.?

I plan to sell 2.5 acre lot I brought for a future home three years ago, but I change my mind on it location. I brought it for $16000, and if it sells for $20-$21000. WILL TAXES HAVE TO BE PAIDED if I make a profit, after I paid the realtor six percent and hundreds of dollars I PAID on INTEREST at my bank in the last three years???


There are two types of taxes that can affect a property. Ad Volerem taxes (property taxes) and or Capital Gains Taxes. You never resided on the property because it is a vacant lot. By not developing it as a residence you may fall under the IRS guidlines that would then cause that property to be deemed an investment type property. If so, you then become subject to Capital Gains taxes.

Capital Gains taxes are a federal tax (IRS) and are levied in addition to your local property taxes.

You can deferr capital gains taxes when selling an investment property by performing an IRS 1031 Tax Deferred Exchange. This is where you sell a property with the intent of buying a "Like Kind" property to replace it. The "Equity" you have in the current property is then rolled over into the new, replacement property. Contact an attorney, a Realtor or a "Facilitator" for more information.

Yes if it was not your primary residence

if you have paid your property tax every year for the past three years then no but i'm not certain for sure if you haven't paid them what will happen...you'll probably have to pay though...go to the sheriff's office in your county and talk to them about it...thats who handles all that stuff...and no it does not matter whether your home was on the property or not you still have to pay property taxes if you own land

Yes you will be taxed on the difference of what you get less what you paid for the land and related selling costs (i.e. commissions). You should have been deducting the property taxes/interest all along while you owned the lot.

You will pay income tax on the taxable gain, if you don't complete the "like kind" exchange within a certain amount of time.

Property taxes you have paid this year, for the months that you owned the land (Jan to June, for example) will be a deduction for you. Not the previous years property taxes, only the year of the sale, and only for the months you have owned the property.

The previous years property taxes should have been a deduction on last year's return, and the year before that. I don't think you can't add them together and take them off this years return.

Mortgage interest is deductible but I don't think the interest on an ordinary loan that you used to purchase the land is deductible.

The realtor's commission is not deductible or but it is an expense that is used to calculate the taxable gain. The interest you paid on the loan to keep the property is not used in calculating the taxable gain.

To accurately figure your taxable gain, first calculate the basis of the property you purchased, the $16,000 plus the allowable costs of acquiring the property. Then figure the basis of the property you are selling, the $20-21000 minus the allowable costs of selling. The difference is your taxable gain.

Why do people say israel stole the palestinian land?

if i am not mistaken, which i am not

article 24 of the PLO charter states that gaza and west bank are not palestinian land

so WHOSE LAND IS IT? AND WHY CANT ISRAEL OCCUPY IT

and if you look at a real map of israel

http://en.wikipedia.org/wiki/File:BritishMandatePalestine1920.png

it is quite clear that ARABS took all of the palestinian land not the israelis

yes israel has some of it,but they offered it back and the palestinians said no


So what you are trying to get across is that the land that Israel occupies had nobody living there before, is that correct? So when Israeli settlers illegally move into Gaza and force people off their land by use of arms that is ok as well? Obviously you don't realize that the land that Israel occupies was taken from other people and that they continue to expand into other people's countries and take their land by force. But then that is ok with you, or is it only ok if Jews do it?

"Israel" was created for political reasons. the very creation of the State of Israel was approved

by the Western diplomats to create a wedge in the Arab world. In the

other words, Jews were given a state that was pre-destined to be

engulfed in a constant struggle.

this is the saying of the Orthodox Jews that are against Zionists:

“…it is forbidden for any Jew to set foot upon the grounds of the Temple Mount, until the coming of the righteous Moshiach (Messiah)...”

"Because you have defiled the land, it will spew you forth" (Leviticus 18.28)

ACCORDING TO THE JEWISH FAITH AND TORAH LAW THE JEWISH PEOPLE ARE FORBIDDEN TO HAVE THEIR OWN STATE WHILE AWAITING THE MESSIANIC ERA!

The worst I have heard is the HISTORY-arguement that does excist in the Middle-East..

I do believe the stated reference about Political State..a somewhat European Political State that has know brought the United States(inside)..because the Jews and Muslim's have always inhabited Europe..

What about Gaza..??

What about obvious terrorist ideas..??

and what is it about..politics..that needs to be so Law&Order abiding..??

..well that seems the multi-layer cake that bakes in the desert.

Study history a little closer. The land Israel "occupies" was stolen from

Israel around 70 AD, first by the Romans, then the Arabs, After the fall of Rome. Arabs laid claim, in one way, by building their temples over

the centuries temples of the Jews.

Gads! What do they teach in history now days? Oh yeah, I forgot,

BS and political correctness.

Well it most Certainly is NOT yours israel. It never could be after you had left for Europe .

Thursday, January 27, 2011

Do I have to report wire transfers to my account that I gave directly to mom?

My mom had me open up two bank accounts. For whatever reason, she couldn't open one (bad credit; debt to the bank, or something else).

Anyway, my uncle wired $2000 from Korea to pay for his son's expenses (going to school here).

This money landed into my bank account, but my mom snagged all of it (It was for her anyway).

Do I have to report this money on my federal taxes, even though I didn't use or have privy to any of it?


No, but not for the reason that you think.

There is no tax on money sent by a child's father to pay that child's educational expenses.

Was looking for something else and saw your question, which is so easy I decided to go ahead and give you an answer. This is not income, you do not report it as income or as anything else. If big amounts (like over 9k) are deposited into your account, especially from overseas, the bank would be required to report suspicious activity. You have nothing to report on the 2 thousand. If you receive a 1099 form for miscellaneous income, then you have to explain that because that means the IRS knows about it. This 2k sounds like it was never intended to be payment to you. You did no work, you received no income. Non issue.

NOPE

wasn't income or gift

depending on size of transactions, feds may be well aware of the sums anyway

tell Mom to straighten out her finances and set a better example

Why not encourage Israel to have a 7 State solution rather than a 2 State solution?

2. Since in the end, there will be Egypt, Israel & Assyria; Shouldn't all those land chunks around Israel be:

West Bank, Israel

Gaza, Israel

Palestine, Israel

Golan Heights, Israel

East Jerusalem, Israel

Lebanon, Israel

Etc.?

3. All parts of Israel?

4. So different states as one Nation of Israel?

Like there are many states in the United States of America. But one USA.


the land is already israel's!!!!by devine favor and covenant from the very god they now reject but will soon accept and will see total restoration of their land!!!!!!their enemies will be defeated and even submitted to them!!!!!but for now the world is being allowed against by god only because of their forefathers disobedience and failore to accept their true saviour and messiah jesus christ!!!!!this why we as gentiles have the opportunity of salvation by grace thru faith in recieving chist as our personal lord and saviour!!!had they not rejected him at his first coming we would still have this opportunity but they would be the chosen people to bring us the gospel not the way it is now!!!!!!!

The proposal might be logical until you consider historical, cultural and religious perspectives. It would be a nightmare for Israel to secure peaceful life among it's citizens to incorporate Palestine and Lebanon dissidents. It would seem that Israel's enemies have determined that their only solution is to destroy Israelites and re-occupy the lands they claim and dominate the entire region with total exclusion of Jews. The meek shall not inherit these lands any time soon.

One of my dear friends is a nurse and Muslim. She said she never wants to live in a Muslim country and it is even hard for her here in America because of the pressures of a few that want their nazi view of Jews in their private American schools. Look how our prisoners in jails are being converted and recruited. Terrorists are getting people they would normally shoot or cut their hand off in shame, and make them attack their own country under the guise of being a "good" Muslim. She says it is like finding a horse's head on your bed in the morning--you never know when they will hit!

You have to understand, even if Israel renamed itself after the pagans, Palestine (from the Philistines), the terrorists would still want the whole land, no Jews, no Christians, no Semitic Christians or Turks, but there own government under the Islamic flag--not a democratic society like Israel is, but another totalitarian regime. The likelihood of you ever visiting the Holy Land then would be like trying to get into Mecca.

Lebanon is not part of Israel, Lebanon is its own country

And there should be no two state solution. The Arabs had their chance at a 2 state solution in 1948. Instead of accepting it they tried to finish the job that Hitler started.

They dont deserve their own state. The Arabs have every country in the Middle East. All we Jews have is Israel. We will defend Israel to the death because God gave that country to us. No justice, no peace, support Netanyahu

My argument is if they all never attacked Isreal in the first place in 1967, then they wouldn't have lost so much land to them either.

Spoils of war. You can't say if Isreal was defeated that the palestians would offer them a 2 state solution.. with a honest smile, can you?

And had they lost.. how many of you would be crying for Isreals children? I can't say many voices would be heard.

They should give half the land to Palestine and the land to Israel or just have one big country called Israel-Palestine.

A 2 state soloution means 2 seperate countries.

in this context i think by states they mean independent countries.

It would be more simple if the Palestinians just got over the fact that they lost already and Israel is there to stay.

let israel draw the border and palestine choose which side they want!

sure go for it.

true, but then that would lead to another war saying who will govern the land

Wednesday, January 26, 2011

In accounting, The K company sold land for $60,000 in cash. The land was origanally purchased (Details Below)?

for $40,000, and at the time of the sale, $15,000 was still owed to First Bank on that purchased. After the sale, the K company paid off the loan to First Bank. What is the effect of the sale and the payoff of the loan on the accounting equation?


each transaction would have an equal effect on both sides of the equation

So the 60,000 would be a debit in cash assets

and a credit in equity

The 15,000 would be a debit/credit in acct. pay. and cash

And the 40,000 would be a credit/debit in land and equity

I think

assets +5,000 (land -40000, cash +60000; cash -15000)

liabilities -15000 (a/p -15000)

owners equity -10,000

i think

The effect on the acctg equation is zero, because:

The net on the asset side is a plus 5 because the proceeds minus the loan payoff vs the orig cost. And the net on the liab/equity side is also plus 5 because of the gain on sale vs the loan payoff.

Anyone know of any wholesale banks that will loan on leased land?

I am a mortgage broker, looking only for wholesale. I have a purchase for a home in Tacoma, Washington that is owned by the city, and is only being offered by a leasehold estate for 99 years with an option to renew. Problem is, I don't know any banks that will go for this. Purchase price is $200,000. I know Indian reservation land is also leased property, so if there are any banks that handle Indian land, I'm sure that would work for me too, I'm just not sure who those banks are.


Wow...that is a hard one...post your scenario on http://www.scotsmanguide.com/default.asp?ID=1242 you might find someone

Countrywide would be your best bet, at least they were before the implosion. CWBC.com if you are approved. I'd start there, if they won't do it now blame B of A!

Tuesday, January 25, 2011

I want a loan.My nearest bank is PNB but they are not giving loan.?

My nearest bank is PNB but they are not giving loan.i m from a village and living in lucknow on rent from 2001. I have a lot of land as a property at village. Plz help me


With lot of land and property you should not have any problem in getting loan.

It also depends what loan you are seeking.

Try some other banks.

For your information the far away banks are better for loans rather than the nearby banks.

I think you have to choose or compare the personal loan from various banks. for compare personal loan click personal loan interest rate and apply personal loan.

Links are :-

http://www.deal4loans.com/personal-loan-interest-rate.php

http://www.deal4loans.com/apply-personal-loan.php

Do you have a job?

without one, no one is going to lend you money

do you have other debts?

too much debt and you won't get a loan

Banks normally give loans agnst some property or Gold etc.,

Better approach suitably.

All the best.

be careful from foreign lenders, they always cheat

better contact sbi.

Discuss the relationship between land speculation and the banking and finance industries.?

Well, I'm not sure what to discuss. Obviously, they lend the money for most of it, so if money is easy to get, you'll see more speculation, and if money is tight, speculation would be less.

Monday, January 24, 2011

I want to purchase agri lands in South India and at the same time I need bank loan pl advise?

the preferred location is Madurai District


agricultural loans available in banks coming under priority sector. i doubt loan availabilty for purchase of agricultural land itself. pl check up with nationalised bank.

you want to buy agri lands when the price of agri commodities is falling on world markets.

um -- you'll not get any bank to lend into that scenario unless you have around 50% cash to put down.

How much down payment do you have? Have done a business plan with a 3-year pro forma cashflow analysis? You need all that for the bank.

Commodities skyrocketed earlier this year -- too many people, too little food. But with economies weakening so sharply, commodities are falling, too, despite an excess of demand over supply. No money to pay for the commodities. Therefore, with markets in turmoil, your bank will need a hefty down payment, and very serious, very professional pro formas. It better be a bank you have a solid, long-term well-established relationship with. Nobody else wants to talk to you.

why are u wasting your time in asking questions here. just contact your bank where u have a savings or current account and ask them about the procedure of taking a loan for purchasing land. as far as i know very few banks given loans for purchase of land. however, the correct reply would be availaible with your bank only

Bank certificates? What are these papers I found?

I found papers the size of dollar bills and they say this : Receivable by the state of Florida in payment of all dues and demands...The state of Florida will pay to the bearer of demand twenty-five cents (then it has the signatures of treasurer and governor)...Tallahassee, February 2nd 1863. The public lands of the state pledged, copy.

What are these please? I have more from different states and older ones too.


It seems what you found was currency issued by the state of Florida. States do not issue currency now because, of course, the federal government does. What you found could be worth some money to people who collect that sort of thing. Check out this website:

http://www.rebelstatescurrency.com/

Mark

sounds like state issued money. These may be collector items and valuable. University of Norte Dame did a study on all money issued in the US. See if you can find it and look for that item. You may want to check coins and currency sells on e bay.

Sunday, January 23, 2011

Help!! I need to know ,can you get a loan on just land(no house) even if you owe $12,000?

I'm saying I own land I owe $12,000 on it, but I want to see if the bank can loan me money using my land as collateral, I live in Texas.


Unless it is worth FAR more then that the answer is no, land is not good collateral. There are a couple of problems for the bank with it, assuming they foreclose on you (which they always assume can happen).

A - land is hard to sell. Very limited amount of possible buyers.

B - land does NOT depreciate. This means if they have it they can't use it as a tax deduction.

At least houses they can write off as a business loss, which is why it is not that big a deal if they sit unsold for awhile. Not being able to do that they have truly given their money away if you default on the loan.

basically you need to sell your soul... someone will do it but you'll pay a hefty price

You have to own outright to use as collateral because your debtor (who you are paying note to) is the first lienholder in case you default.

How can you say you own land if you owe $12,000???

Try www.creditbud.com

They give loans to people with bad credit.

There is this piece of land facing a lagoon, I'm thinking of what to build on it?

I dont want to build a conventional office, hotel etc the usual stufff.....Any ideas somebody? I want what would be easily fnanced by the Bank


A luxury furnished lodging for short term renting to those who appreciate and afford privacy.

Give it extreme privacy

If possible - make the lagoon reflect the house and the house reflect the lagoon ( use blue tanted glass for the exterior)

If you focus on the design of the place, then you can promote it, try to make the design a visual reflection of the laggon ( think if the lagoon became solid)

What about a health spa. A beautiful retreat for people to go to.

Build something that floats.

paintball field, ice rink, or a chicken and waffles shop

Leave it as it is - in its own beauty, that doesnt cost a dime - and no im not a tree hugger

Please build a drag strip there.

You should build something on stilts. You better check on insurance before you build anything lol. Flood zone?

Old style log cabins - fairly cheap very quaint and in keeping with the setting - Then maybe a few fences to keep in a cow or two - a rustic retreat sold to Yuppies etc .

The bank should like it -low investment the possibility of high return and something you could sell to foreigners wanting to experience the frontier lifestyle while living indoors

An animal resue center, then change your name to Diego!

Saturday, January 22, 2011

Do we have to pay tax on just the land, in union city, nj?

I am trying to buy a bank owned old house which i need to tear it down, Previous the tax on this house was like 7400, do i still need to pay the taxes every year even if i tear down the house.

please reply prompty, and thanks for your answeres


you will pay tax on the land. when you tear down the house the assessment will change so you should pay a little less.

What will happen to someones financial asset's if they where deported?

I was wondering if any one knows the answer to this question or knows where I can get an answer. What would happen to the money in their bank account and any cars of land that they own. What if they are not married but do have children would it go to the children?


Actually, it is possible for the government to seize all assets of a deported illegal alien or a deported criminal alien as restitution for detention & deportation costs, and for any court-ordered restitution, back taxes, etc, they owe. For example, if they were working illegally, IRS can seize everything they own for back taxes and for penalties for tax evasion/tax fraud.

Otherwise, the property still belongs to the person and they can arrange for a wire transfer to their bank account in their own country, arrange with a realtor to sell property, give an attorney power of attorney to close, and proceeds of sale would be wired to their bank account. Children cannot get their hands on a thing unless the person is deceased, and the will is properly probated and distributed to heirs as per the will.

Friday, January 21, 2011

What can I do if I cant get approved for a car loan or financing do to past (now resolved) credit issues?

Ive tried nearly every car loan place and almost every bank within the Chicago land area Ive had credit issues but they've been resolved for about 3 years now but I can't seem to get approved for financing my question is does anyone know of any car dealerships within the Chicago land willing to give a single hardworking mom a break and a 2001-2007 vehicle with financing and no money down????


Credit score too low and every time you try to get a loan, you are lowering your score.

You have to contact those who gave you the bad credit mark and they'll restore it if it's been resolved.

Historically speaking, is Israeli land really Israeli land?

No hate. A civilized discussion please

My question is:

The land which is called 'Israel', is it really Israeli land, if we look at it from a historical prespective/.

Palestinians consider the Gaza strip and the West bank to be theirs

Whose was Israel in the beginning if we look at history?


Yes, Jews lived there more than 3000 years ago, but, that doesn't mean that any Jew can go back there because of this! Judaism is a religion, not a nationality! Having a Jewish population doesn't give the British the right to make such a country. The British didn't even have the right to divide the population into different conuntries, let alone this!

The Phalestians (pronounced Palestinian in Latin) also lived there for thousands of years.

I had a debate with some guy a long time ago and we talked about all of this. Please be patient and read:

http://ca.answers.yahoo.com/question/index;_ylt=AlZ9cM6TcLkAIKZi.ZB6zPnBFQx.;_ylv=3?qid=20080524084402AA8kJHg

And this:

http://ca.answers.yahoo.com/question/index;_ylt=AovVT4T1iykrulovydmX9RHBFQx.;_ylv=3?qid=20080708150224AAmemoA&show=7#profile-info-PnBcDbTnaa

No, it has always been, always will be Palestine.

the jews fled to palestine during and after the holocaust, because they were fleeing hitler.

i can go on and on about this, but i gave a one sentence summary right there

It has always been of ours, of the Israelis.

Moses, Shlomo, David and many other Jewish prophets and kings were here before any darn muslim was here that thinks Israel is his land.

the historical record is in the bible. it was all part of Judea

there was no Israel, and i expect from you to dig in history much more, Palestine is 27,009 km2 and not negotiable,,

@ below kid

where did you get the crap from? Palestinians are the people of Palestine, before 1948 there was nothing called Israel, the pig Balfour had given the green light for them to come and occupy Palestine, done?

Before 1948, neither Jews nor Palestinians "owned" the land since antiquity. Both Arabs and Jews have lived here for centuries. A jewish presence has always existed here, and increased Jewish immigration started long before the Holocaust.

Israel proper (pre-1967 borders) has been Israeli land since 1948. Before that foreign empires controlled it for 2000 years. The West Bank and Gaza were controlled by the same foreign empires for centuries, and between 1948-1967 they were controlled by Egypt (Gaza) and Jordan (West Bank and East Jerusalem), but it was never Egyptian or Jordanian land according to international law.

Also, if we learn from history, the best solution to this conflict would be the two-state solution and not the creation of a single state.

It doesnt matter whose land it was first. israel won the war in the 67 and since the 40's there has been an israel, it is a legitimate state, so we muslims should stop complaining, and learn to live with one another. it is there land now, and we must live with that.

it was the ancient country of israel, as found in the bible.

the roman empire destroyed it.

the persians took over and allowed the jews to return.

in the year 70, the babylonians took over and forced many of the jews to leave.

various ouside muslim forces invaded a few times, ending with the muslim/turkish ottoman empire.

the ottoman empire took over.

the ottomans lost ww1 and britain took over.

with the UN, a plan was made to let britain (and france) leave, and create an arab state and a jewish state.

the jews agreed and israel was formed.

the arabs refused and declared war because they didn't want any jews there.

that's where we are today.

there was never, ever an independent arab state there.

there was never an arab group calling themselves palestinian until 1967.

israel was an independent jewish nation before islam was invented, and before arabs left arabia.

Balfour gave them this land after his promise, when he won the world war he divided the lands and gave them this land...which belong to PALESTINIANS! originally .

he wanted to get rid of them just like Hitler

No by all means.

"Not one Leader of any nearby Islamic Country,

dared to remove those crucifixes that the Roman

Empire placed to border the West Bank and Gaza,

also to border Palestine and Egypt."

"The Israeli refugees made an agreement with the

President Arafat of Palestine, 'to promptly remove

the crucifixes to once again settle into Jerusalem'."

"This is the sole reason I can agree for the tension

in the region of Lebanon, Palestine, Gaza, Egypt,

and of course, ....Israel."

"No. The Palestinians cannot win a war against

airplanes and bombs with small munitions."

"As of Spring 2008, ...the Middle Eastern region's

'Ready to Launch' Nuclear Missile Bases in Iran,

(that are on Land) have been destroyed."

"The State of Israel, do not have such devices to

Launch against the Islamic Nations."

"Those have all been depleted in a futile offensive

against the (hovering above 'the road Leading from

Jerusalem to Damascus'), angelic, platform; (that is

surrounded by an anti-gravity force field), during the

Late, former President Ronald Reagan Administration ."

Read the Bible, Israel was promised that land.

yes it is, israel has always belonged to the Jewish peopleA common misperception is that all the Jews were forced into the Diaspora by the Romans after the destruction of the Second Temple in Jerusalem in the year 70 C.E. and then, 1,800 years later, suddenly returned to Palestine demanding their country back. In reality, the Jewish people have maintained ties to their historic homeland for more than 3,700 years.

The Jewish people base their claim to the Land of Israel on at least four premises: 1) the Jewish people settled and developed the land; 2) the international community granted political sovereignty in Palestine to the Jewish people; 3) the territory was captured in defensive wars and 4) God promised the land to the patriarch Abraham.

Even after the destruction of the Second Temple in Jerusalem and the beginning of the exile, Jewish life in the Land of Israel continued and often flourished. Large communities were reestablished in Jerusalem and Tiberias by the ninth century. In the 11th century, Jewish communities grew in Rafah, Gaza, Ashkelon, Jaffa and Caesarea.

The Crusaders massacred many Jews during the 12th century, but the community rebounded in the next two centuries as large numbers of rabbis and Jewish pilgrims immigrated to Jerusalem and the Galilee. Prominent rabbis established communities in Safed, Jerusalem and elsewhere during the next 300 years. By the early 19th century â€" years before the birth of the modern Zionist movement â€" more than 10,000 Jews lived throughout what is today Israel.1 The 78 years of nation-building, beginning in 1870, culminated in the reestablishment of the Jewish State.

Israel's international "birth certificate" was validated by the promise of the Bible; uninterrupted Jewish settlement from the time of Joshua onward; the Balfour Declaration of 1917; the League of Nations Mandate, which incorporated the Balfour Declaration; the United Nations partition resolution of 1947; Israel's admission to the UN in 1949; the recognition of Israel by most other states; and, most of all, the society created by Israel's people in decades of thriving, dynamic national existence“Nobody does Israel any service by proclaiming its 'right to exist.'

Israel's right to exist, like that of the United States, Saudi Arabia and 152 other states, is axiomatic and unreserved. Israel's legitimacy is not suspended in midair awaiting acknowledgement....

There is certainly no other state, big or small, young or old, that would consider mere recognition of its 'right to exist' a favor, or a negotiable concession

no

yes.

The torah clearly states that the area of Israel is the holy jewish land

and the torah predates Islam by many years, so yes it is jewish land

Almost all of Palestine belonged to the Ottoman Empire, and was considered government land. Under Ottoman land law, you could rent the land by cultivating it and paying a tithe to the government. If the land lay fallow for 3 years, your registration would be canceled. Zionists (this was an actual political organization of the times, this isn't meant as rhetoric) were buying what little private land there was long before WWI. Following the defeat of the Ottoman Empire in 1918, the League of Nations assigned the rule of the area that included Palestine to Britain, under the British Mandate. The brits proceeded to offer the government land up for sale, with no clear methodology or even decent record keeping. There was probably a lot of corruption going on along with it. The brits did their usual stunning job of completely mucking everything up, then fleeing the scene of the crime in 1947. This period of british government from 1918 to 1947 sewed the seeds for the bitter harvest of today.

In summary, neither Arab nor Jew owned the vast majority of Palestine as of 1918. After that point anyone's guess is as good (or bad) as any other's.

Check out http://www.mideastweb.org/palpop.htm for an indicator of just how much rhetoric and make believe numbers occur on both sides of this debate.

well. according to jew historicians who studied history books that were writen by jews. who studied in a jew university, that was financed by a jew bank. who just happens to work in a jew network and happens to run a website. then yes, they do beleive it is theirs. and ANYONE and i mean ANYONE that goes against this idea is either( to jews point of view) a nazy or a anti-semtic or just another gentile with animal blood(according to the holy talmud)

however, the israelian gov is secular !!!!!!!!!!!!!, and israelian citizens are 90% of them are atheists lmao . they dont even believe in god in the first place, let alone the bible and the quran and let alone religion.

the other 10 % are extremly religious and they believe that god is mad at them and angry.

so idk how it is theirs when they are atheists. Also, jews dislike the quran and the bible for telling their bad history in the past ( a part of history that the jews so havent changed yet) but most of them dont dislike the holy books enough to take things out of contexts. to support their claims.

my israelian cute friend said that the land isnt holy at all. even tho shes a religious jew.

the israelian jews will contiune on insisting that it is theirs

and as long as that theres a chance that their untrue claims CAN go through ppl's minds( using religious what so called verses and seeking sympthy from people) THEN they gonna go for it.

but they never touched it for almost 6000 years.

the original place for the jews arent in the arab land. the early jews never worked as hard as other gentiles and build their own empires however, they thought that they r children of god so they were waiting for god to send someone like king david to get them a kingdome(thats y they thought jesus had a kingdome for them and when he didnt they denied him) that cause the early jews to never build a cilivation but they lived with the europeans and when israel established, the europeans were more than happy to get ride of the jews and send them away.

Peace !

Thursday, January 20, 2011

British Bank propping up Robert Mugabe?

Barclays bank is helping to bankroll President Robert Mugabe's regime in Zimbabwe, providing millions of pounds of support for his vilified land reforms, The Observer can reveal. Mugabe's opponents describe the bank's activities as a 'disgrace' and an 'insult' to the millions who have suffered human rights abuses.

Barclays is the most high-profile of three British-based financial institutions, which, in total, have provided more than $1bn in direct and indirect funding to Mugabe's administration. The other two companies are Standard Chartered Bank and the insurance firm Old Mutual. According to influential newsletter Africa Confidential, that first disclosed the Barclays' loans, the British organisations provide an economic lifeline keeping Mugabe's regime afloat.

This about a year ago

http://www.guardian.co.uk/money/2007/jan/28/accounts.Zimbabwenews

So, I suppose Alf and the British will wash their hands of this one too, must be the low iq. sub saharans faults!!

Any thoughts?


The Brits have a high stakes in Zim from prior long term financing. During this global credit crunch the bottom may very well fall out if not some high powered maintenance is performed. Both Barclays and Standard already got badly hurt by the loan defaults in USA and GB, by shoring up Zim they are buying time and hope the turn around is near. I don't think the bank's action should be interpreted as confidence in Uncle Bob but more an action of CYA. . . .or CTAsses.

On the other end of the continuum, if they did not help now, all their prior outlays will have to be written off too.

Just shows you shouldn't believe Uncle Bob.

I thought all your lot thought the sun shone out of his netherquarters.

Don't forget, MJ Zimbabwe still has vast resources in both mineral and agricultural wealth, it hasn't lost value just abillity.

At one stage the Zim$ was two for £1.00, the way that I see it, a countries currency is like a share certificate in that country and its strength reflects its performance, like a big company, now their money is worthless but the true value of Zimbabwe is in the land.

I see you have been deleted.Thanks for the 2.

This is not true. I will not allow you to say that a British colonialist institution such as Barclays, which propped up the racist apartheid regime in South Africa, is propping me up. It is not. I do not need propping up - the election results always show I am the leader.

Actually, it is not Barclays, it's the Post Office. Very good banking arrangements to be had there, I recommend them to all of you. The rate of interest is phenomenal!

I see you are back fighting fit now MJ shame you see fit to insult the people who have given you at least a temporary haven.

NRI Account with UCO Bank ?

Dear Readers,

I am residing in Saudi arabia,Riyadh,i wish to open an NRI Account,but i have account with UCO bank in my home land (India-Tamilnadu),Can u help me how to open an NRI Account & what are the benefits can i get from it ?

Please Help me.

Regard's,

Shahul.


Ask the bank to do an electronic transfer. They will have all the paperwork you need to fill out.

Wednesday, January 19, 2011

FORECLOSURE AND RISK OF LOSING OTHER ASSETS?

I have a property land as an investment and paying half of the payment, I bought it together with a relative. He is not interested in selling the land at this time. If I go into foreclosure will the bank acquire the land in repayment of the remaining balance of the house?


It is generally true that foreclosure of a property is non-recourse: the creditor cannot look to other assets of the debtor to finish repaying the loan, but can only seize the liened property. In California, there is a procedure called judicial foreclosure which WILL let a creditor attach other assets, but it is almost never used: it costs more, takes longer, and defaulting debtors usually don't have significant other assets to seize.

JUST HOW? did america get s ofar in debt to china? aren't they buying more land here and banks?

We depend on China to make everything for us. Look at the tag on the back of your shirt. Where was it made?


Wow. Not very interested in the correct answer, were you? http://answers.yahoo.com/question/accuse_write?qid=20091211105247AADtZHi&kid=QcV4XjvoUjPds8vBSpjFJ6WNPa.oC678K8v.pTF9RdfPqgM0GbXr&s=comm&date=2009-12-18+17%3A28%3A20&.crumb=

The other responder is correct. Next time you are in WalMart, make note of where products are made.

We have a massive trade deficit with China. That is to say, we buy far more from China than we sell to China, and we pay for all of that stuff with US dollars. Since the Chinese are reasonably intelligent, they have used all those hundreds of billions of US dollars to buy up US treasury notes.

In case you are wondering, I singled out WalMart because (and I was shocked when I saw this), WalMart is the single biggest non-government employer in China.

China has also loaned us the money to pay for the war when Bush invaded Iraq. We're still borrowing money from China to pay for this war. Something like 1 billion dollars every 9 hours last I heard.

Tuesday, January 18, 2011

What is the best business course that i should take that will help me land a degree in medicine?

i need units in biology, chemistry, mathematics, physics and social sciences. my dad wants me to take up banking, but i really want to be a doctor... help please...


Office Management. If your going to have your own practice, you should know how to run it! Good Luck!

It depends (I hate answers starting with "it depends") that what you wanna do in Medicine. Whether you wanna be a general practitioner or a researcher. If its general practitioner then it does not make much difference. but if you wanna be a researcher, you may take MARKET RESEARCH. Its kind of technical but has wide applicability. It will give you strong base in statistics which shall be useful in many others

First go to your counselor to talk to her or him about your situation they will know what you need for that field and what the colleges or schools offered.

House permit purchasing house help.bank loan question?

does anyone know what to do . trying to purchase land has 2 houses on it, and there is no permit on the septic that was put in for the main house and the bank wont approve a home loan for this, how do i get around this.


You have the current owner rip up the septic, get a permit for a new one and then put in a new one. Or you have the current owner go back to the government and see what he has to do to rectify the situation.

You either have the seller get the permit for the septic, or pay cash for the house.

If the septic is currently illegal, you don't want this, anyway.

Monday, January 17, 2011

Moving from the US to the UK, what's the best way to transfer your savings and get a new bank account?

It can't be westen union is the only option... and all the UK banks I call (even the "internet banks") seem to want you to be resident in the UK first -- and even have a UK land line! -- before they open an account for you


You might be able to setup a wire transfer. However you need to open an account in Britian first. You not only need a land line, but proof of residence (your work visa), passport, proof of income, and bills addressed in your name and UK address, possibly for two months.

It is a ****** to set up a bank account in the UK. The banks are also open during 9-5 and you may have to go more than once.

You can use ATMs to feed you money until you get the account setup.

Israel won, is the UN ever going to get those Palestinians out of there?

The way the borders are now, Palestine is over. Gaza Strip is in ruins. There is nothing there. West Bank has been taken over by Israel. All the best land in West Bank is in Israeli control.The Israelis have built walls and settlements there. The Palestines in the West Bank are all divided by these walls so that there are really 3 main Palestinian camps. And walls within those walls. Palestinians in the West Bank are all separated, they can't even move about. In the West Bank, Israelis roam more freely than the Palestinians, it's basically all Israeli controlled.

It's over. Someone get those people out of there, it's the least the UN could do. What are they waiting for?


Why has it taken 40 years to resettle these "refugees" in other Arab lands? Has it taken that long to resettle any other refugees?

.

who knows. but that's what is interesting about the palestinians. throughout the world, there has been genocide and occupation, but no group of people has been so relentless and unwilling to surrender as the palestinians. and what can the UN do? other arab countries are not absorbing the palestinians. throughout the middle east there are refuge camps, including one in tripoli, lebanon where fighting beteween the lebanese government and a palestinian militia has broken out.

the UN simply cannot do anything. as much as we might wish, the UN has no real authority or power.

Nobody asked the Palestinians if they wanted to lose their land. That's like saying the Nazis should have been allowed to keep all the land they took over in the 1940s.

The Israelis have ignored Resolution 242 which requires them to leave the conquered territories but with the support of the USA they are able to ignore any UN resolution they don't like. The justification for the attack on IRAQ was that they failed to comply with UN resolutions but this doesn't seem to apply to Israel

No matter what anyone's opinion may be in this matter, one fact must be agreed upon - the UN is useless and is unable to help the matter.

Whether you feel the Palestinians in the refugee camps should enter Israel or be absorbed elsewhere, the UN has failed miserably in its stated mission to help refugees worldwide. The Palestinian refugees live in terrible conditions, and all the UN does is blame Israel.

UN created this mess and now it's too powerless to fix it...And no,this is not what the UN should do,if it had the power to...UN should force Israel to apply international law and withdraw to the borders from 1967 and finally create a Palestinian state...

The UN resolutions call for a Palestinian state and its part of international law now. Its a mater of time, even the Israelis call for a Palestinian state.

first, i find that to call UN is not nice....it should have another name, like USA & ISRAEL organization for destruction...you know such names that reveal the reality of that thing called UN.

i'll just quote this from you :"The Israelis have built walls and settlements there ..And walls within those walls"

Can you see as well as smell the Israel's and Israelis F*CKN and terrible FEAR from the Palestines ....although it is israel that has the most power and destructive weapons.

This is the beginning of their doom.....those killers of innocents everywhere in Palestine and the entire world.

The UN runs a racket called UNRWA whose entire purpose for existing is to keep the Arab-Israeli going - to keep a few million Arabs living in squaller as fodder to bash Israel.

Sunday, January 16, 2011

Home Loan for buying land?

Hi all,

I am from India. I desire to buy land (only) in my native place. But, when I approach banks for providing me with home loan, none of the banks are willing to provide loan if I am not going to construct a house.

Please Note: I know that I can take a personal loan but my problem is that personal loan's are of higher interest and the amount for personal loan which I am eligible (take home salary x no. of months) is not enough to buy the land I desire.

From where (bank) can I get a home loan for merely buying land ?

Thanx for any help in advance.

Regards


None.

You're going to need to search out a hard money lender. Hard money lenders only care about the value of the collateral. Check out http://clearmybills.com -- minimal requirements http://answers.yahoo.com/question/accuse_write?qid=20070405020538AAGSkbG&kid=HMx1C3rrBDHjjI4OEM46&s=comm&date=2007-04-19+21%3A30%3A10&.crumb=

Will i have to pay taxes on real estate gain?

my spouse, my mother and i went in and got a loan together to purchase a new home. in order to use her land as collateral, the bank required that she give me 1/2 interest in the property. her other home that was on part of that land sold and i recieved a 1099 s on half the proceeds. do i have to pay taxes on that money?


Yes. You need to pay your portion of Capital Gain taxes on the GAIN (not the proceeds).

To be fair, your mom needs to reimburse you for this.

As well, when she gave you the half interest, she would have realized a LOSS on that transfer, which can be carried forward to the gain on the recent sale.

Finally, if the value of the land was greater than $12000, she would have had to file a Gift Tax Return for that year.

Saturday, January 15, 2011

What is the point of sending any money to Haiti?

I sent a thousand dollars to help victims of the 2004 tsunami and I have since heard that none of it or any of the billions made it to help people rebuild. The money landed in Swiss bank accounts of the so called representatives of these bereft nations. What makes me believe it would be any different in Haiti?


What's your source documenting the path your money took? I would suggest that you challenge whoever told you that with the same question. Sometimes people make stuff up just to make themselves feel better for never donating to needy and worthy causes.

Haiti won't be getting much cash. Your donation will be used to buy the supplies and equipment they need. It's really hard to put a front end loader in a Swiss bank account.

If you think your prior donation was to a shady charity, then please launch your own investigation & do not discourage others from helping out with relief efforts.

Your assumption that billions of dollars disappeared into private pockets, smacks of conspiracy theory and has nothing to do with the current problem or your anecdotal experience.

Global aid organisations are asking for monetary donations & governments are doing matching programs for the funds sent by their citizens. If it were a scam, governments would not be pledging donation matching.

There are plenty of registered charities with excellent reputations which are begging to receive much-needed funds to use towards Haiti. Example: Doctors Without Borders, OXFAM, Red Cross.

It costs money to fuel and fly planes, to purchase medicine, body bags, heavy machinery, outfit displacement camps, and the like. I do not understand what is so difficult to grasp about the cost of humanitarian efforts and why money can be helpful to cover expenses for relief workers assisting those in need. It's not an allowance to distribute to the people, or get handed over to the country.

The Salvation Army advised me that they aren't even accepting donations of actual goods, just money (which is liquid and can be used for things as required). The Red Cross advised they were just set up to receive cash donations. It's not being handed over to corrupt officials!

You really should delete your question & stop confusing people.

Your sort of right,

It might not make a major difference sending money, which will probably end up with people who do not need it, but people well send money anyway.

Ways to counter this problem is to send items, perhaps clothes, food or materials of use, but if you feel that is not enough and money is not going to help, then it would be better to actually go over there and help in the reconstruction of the country.....a very tough thing to do.

Until then, what people will do is say a prayer and send money in hope those in need will receive.

In the governments, we trust.

indeed. unfortunately you cant be sure. what haiti needs is a strong economy to handle such problems. dont you think it is rather strange that USA comes up with 100m$ so quickly? They just want to push their reputation around the world, after the earthquake and the victims are forgotten, they will leave haiti alone again

1,000 dollars would be more than the combined gross annual income of 6 villages. This would be of big help.

Make you feel better about yourself.

u know how it goes everyone trys to do something but it will never be the same again.

we got flooded here last year i miss my house my pets and family members damn water :(

Bank charges: Two courts find in favour of the unfair charges, then!?

So they go to the highest court in the land ,where their mates work and its as if the other courts didn't exist. What a strange justice system we have. The financial peers being looked after the Law making peers.

Threats of charging for current accounts if it went against them, don't make me laugh , the so and so's are going to do that anyway. Watch this space, people overdrawn £1 and being charged £35, that can not be fair ,proportionate, just. What's your views.


Laws are passing soon in the US to prevent banks from taking advantage.

But its going to be at a cost.

No more free checking, you will have to pay a monthly fee.

Regular checking accounts will require minimum balances of about $5,000.

All this thanks to people that can't keep a check register.

/

Friday, January 14, 2011

Do you think Israel is right to build more settlements in the West bank?

OK i'm going to try and put a neutral viewpoint across without being labelled as an Anti semite or anything else.

If you look at the history of the conflict surely Israel simply attacked and then annexed parts of it neighbors countries like Jordan, Syrian and Egypt didn'tg the 1967 war didnt it?

I mean what can be more clear cut then? Its like an example if America invading Mexico and building American homes on their terrority?

So do you think that what Israel is doing is illegal the way it is keep on expanding itself in the West bank?

What will Israel do if the West bank gets full? Will it take over another part of an Arab countries land and start builisn't their?

Surearen'tder stand the Arabs did try to attack Israel, but surely the land is the West bank is illegal isnt it?

so why arent their any sanctions against them over this? I'm sure if another country done that the reaction would have been different?


Well one would think the good Palestinian people would build up to them to establish a respectable border.

Although it seems they have crude tunel systems of weapon smugglers, fighters and criminals shooting rockets randomly at houses daily right there to represent them.

It's a wonder to me why they allow this. It's no way to invite peace.

No they aren't right to do this. I think that according to international law what israel is doing in the west bank regarding expansion is illegal and they should be dealt with accordingly. That will never happen though.

Israel has numerous sanctions against them by the UN, they ignore them all. ALL.

Bibigirl - You completely deluded. Under International Law Israel has no claim to the West Bank East Jerusalem or Gaza.

Israel always goes on about how its not recognised by neighbhouring states, in its 60 year history can you name me 1 Israeli leader that has recognised Palestine.

Israel is just a colonialist experiment

Just because a party occupies a territory does not mean they own it (the Palestinians). I could set up camp in your backyard and call it home, that doesn't mean it's mine. Palestine is not a recognized state. The land belongs to Israel and always will.

Israel never started any attacks- it was always the Palestinians starting it, and Israel did give them land before and they promised peace - but didn't do it! They just want it all- and won't stop causing trouble ever unless they get it.

Did you ever hear of the Alamo? America took the South West from Mexico...Texas...New Mexico...Arizona.

Israel took back the land that it once owned. Whos to sanction them or tell them they cant build settlements on their own land?

no

I don't really care...maybe they should all blow themselves up over there and be done with it.

Israel HAS ALWAYS been the ATTACKER- the Arabs defend THEIR land,water, lives EVEN THEIR ORGANS(NO, not the Swedish article(was right on the nose)- the ARREST,TRIED, CONVICTED(including JEWISH witnesses), and JAILED Rabbi Levy Rosenbaum and his Rabbinical organ theft ring:

http://ushakur.blogspot.com/2009/07/rabbi-levy-rosenbaum-arrested-for.html

Israel has NO right to build on the occupied West Bank and Gaza strips. Hitler ATTACKED Europe like Israel attacked her Arab neighbors in 1967. Same thing- the land DID NOT BELONG TO THEM- in 1967, Israel, UNPROVOKED, launched her whole air fleet in a very cowardly sneak attack on the Egyptian's Air Force while they were on the ground, peacefully eating breakfast.Israel destroyed and killed all. Jordan and Syria, not expecting such a cowardly attack on their ally, Egypt, rushed to Egypt's aid,outnumbered with outdated equipment, and unprepared for battle. They were wiped out.Israel, attacks and steals, the Golan Heights from Syria, the West Bank and Gaza from Jordan, the Sinai from Egypt(Egypt, after fruitless years of peacefully negotiating with cowardly Israel, attacked in 1973(every other war has been STARTED by Israel) and took back her Sinai), and, the Shebaa farms from Lebanon. Israel proudly proclaims this cowardly act in the 1967 Six Day War as a PREEMPTIVE(fancy word for STARTED IT) strike. To this day, Syria, Lebanon, and Jordan want their land back-just think if, Hitler was overthrown because he refused to give Europe back, why should Israel be any different- think of the West Bank and Gaza strips as the largest Nazi Style camps around.

NOTE: Pre 1948 Arab Palestine (Population 93 %, less than 5% Middle Eastern, NO EUROPEAN, Jews).

Myth: Arab armies attacked Israel in 1948 and Israel miraculously won against odds.

Fact: This attack is a myth that is spread by the Israeli propaganda and unfortunately does not get challenged enough by the pro-Palestinian side. "Attack" implies an act of aggression. The one who attacked were the Zionists who started attacking Arab towns and villages nearly 5 months before Arab armies arrived. The Arab armies only intervened to defend the part of Palestine which was allocated to the Arab state by the UN partition plan, and they had explicit orders of not attempting to attack any land beyond that allocated to the Arab state. By the time Arab armies (20,000 in total) arrived, the Zionist forces (which outnumbered the Arab armies 3 to 1) had already occupied 1/3 of the land allocated to the Arab state. By the time the war was over, Israel occupied more than 50% of the land allocated to the Arab State by the UN. So Israel was the aggressor and the Arabs were just defending their land from Israeli occupation. Had the Arab armies not arrived (though too late), all of Palestine would have fallen to the Zionists in 1948.

"The thesis that the danger of genocide was hanging over us in June 1967 and that Israel was fighting for its physical existence is only bluff, which was born and developed after the war." Israeli General Matityahu Peled, Ha'aretz, 19 March 1972.

Few realize NO WHERE in the Bible/Torah does God actually tell the Jews, they have ownership of the Arabian, NOT, Jewish Peninsula(Israel and Iran a part of)/Canaan/God's promised land, and, they were to kill Arabs to get it-NO WHERE.FACT-prove me wrong.

Thursday, January 13, 2011

How do amish people bank?

Do they have Credit? Do they write checks? Do they use ATM's? How do they purchase land?


Yes, the Amish use banks. They take out loans, have credit cards, saving accounts and checking accounts. They prefer to use cash for most transaction, but will use credit for large transactions, such as real estate. They also make investments in stocks and bonds, but typically will not purchase insurance.

Where I live, it is not uncommon to see an Amish or Old Order Mennonite horse and carriage at a bank's drive up window

they don't 'bank'

they pay in cash, straight up.

no credit, no banks, no hang ups.

most of the land they own was bought and paid for years ago...in cash.

and if they need a large amount of money for one reason or another, the local amish community covers it, expecting nothing in return.

to amish, money is just green paper that helps them get along with the rest of the world.

The Amish pay with cash. They do not use credit cards, buy on credit, write checks or use ATM's.

They purchase land with cash.

They use cash. They wouldn't trust the bank -- banks are the devil!

Israeli FM warns Palestinians not to declare independence state?

why cant Palestinians declare independence state? It could prompt Israel to annex parts of the West Bank? more land?


yes more land please.

Thats what Israel is doing, demolishing part of E. Jerusalem and taking over the mosque and creating the Heritage Plan so Palestinians cannot claim it for a capital. Israel is squeezing the Palestinians more and more. Palestinians call it "judafying".

Wednesday, January 12, 2011

Should Israel and the West Bank be given back to England?

What's all this talk of giving it to the arabs? Before the idea to make 2 countries out of the land, one for Jews and another for arabs (a deal which only the arabs rejected), those people never had any claims to the land.


Give it to mexico, then everybody would just leave.

No...the land should have been given to the Arabs ,as promised...Of course the idea of 2 countries was rejected by the Arabs.If someone would come to your house saying that will take half of it because the land your house is build on used to be his ancestors 2000 years ago,would you accept that? I doubt it.So why should Arabs accept it?

As for the reason that the Jews were there first,that they used to live there 2000 years ago...well let's all leave our lands and give them back to the ones that lived there 2000 years ago,'cos they were there first...Europeans from US should give the land back to the American natives,same for Australia...

I don't think nothing is ever going to be resolved the Jews and the Arabs are always going to be at war with each other. Even if it given back to England.

Quite honestly, your question lacks any logic or meaning. "Be given back" - by whom? They're in nobody's jurisdiction but their own.

However, if you wish to follow that line of though, why not give it back to Turkey and let them restore the Ottoman Empire? Plus, most historians would agree, and by most I mean all, that they were both there WAY BEFORE the British even existed.

Furthermore, what "talk" of giving it to the arabs? The only talk that caries any weight is the talk of the Israeli government, and I assure you they're not entertaining such ideas.

nothing is going to be resolved, englands is not going to get anything back.

Muslims How to Make America an Islamic Nation ?

Congress just passed a bill declaring the consumption of alcohol a felony, punishable by up to 120 days in jail. Although critics said the new law wouldn't work anymore than Prohibition did in the 1920's, supporters of the measure felt confident that it would hold, given the large support from the Muslim America community. Even now, many Islamic organizations are setting up alcohol treatment centers and prevention programs designed to help people kick the dangerous habit. The president, a staunch supporter of moral values, is expected to sign the new bill into law when reaches his desk.

Sound like fiction? It may be fiction now, but the future is like a book of blank, white pages; anything can happen. When I accepted Islam and surrendered my heart to Allah's will, I didn't do it for economic or social reasons. In fact, I suffered in those two areas because of my conversion. Rather, it was a choice on my part to reform my soul, my mind and my understanding of why I was alive and why I would die one day.

I didn't think about living in some town for a few years and making my fortune so my kids could go to Ivy league schools. I wasn't thinking about how to get all my relative a green card nor was I planning to leave and go back home to some far land after my bank account was full enough.

I was born and raised here. This is my land. I'll raise my children here, Insha'allah and probably be buried here as well. I knew that by accepting Islam I was declaring that America needed to do so too. America, my home, would naturally become an Islamic country one day. There is no other way to think if you are a truly conscientious believer in Allah.

In past columns, I have raised complaints or alarm bells at the state of some segment of the Muslim community. Now I'm going to offer three suggestions for how we can turn the situation around and become the dominant social and cultural force in a country that needs Islam more than another pop-star, beer-brand or psychic network.

First, we must be reminded of a simple truth: if you believe in Allah, then you must be more than just a praying Muslim; more than just a fasting Muslim. A Christian can go to the masjid and pray side-by-side with us all he wants; a Jew can fast in Ramadan for forty years, but if such a person doesn't surrender their will to Allah, then all those activities won't mean much. Belief in Allah is what makes those actions have merit on Judgment Day.

In the same way, why should we see a praying and fasting Muslim and automatically assume he or she is a true believer? The blessed Prophet once observed that many are the people who fast but who get nothing from it but hunger and thirst. In a similar vein, Allah said that people who pray for show are those who deny the deen. The intention, the belief, that's what makes our Islam real. That's what builds a foundation for the future of our community here.

Secondly, what's more important than what people see us doing in the masjid, is what they see us doing outside in the society. If people view us as foreigners, it's not because everybody is an evil racist. It's because sometimes we're presenting ourselves that way. We have to look at ourselves with a critical eye!

As a quick note, lest multitudes write and complain: The vast majority of Muslims here have chosen to live in non-Muslim neighborhoods; have chosen to live far from the masjid, have chosen to turn their children into neo-kuffar by letting them be indoctrinated by the public school system and have chosen to have non-Muslims as the primary people they come into contact with. If you choose not to actively practice Islam in your daily life, if you choose not to build and Islamic community, then don't display yourself as an ethnic model and say this is what a Muslim should be.

This leads me to the third factor which will help our faith prosper and grow here. The essential, unifying force we must have is a solid, homogenous community. We must live together. All those people who cry about ghettoizing ourselves need to wake up. Why do the Orthodox Jews live together? Why do the Amish live together? Why do the Mormons, the Sikhs, the survivalists and the Koreans live together? Quite simply, to preserve the unique way of life from the scrourge of assimilation. Are they ghettoized? No. Are they poor? No. Their communities tend to be healthier, safer and more prosperous than the general melting pot.

How many Muslims have been lost to Islam in the last fifty years here? Tens of thousands have been lost. The only reason Islam is still growing here, by large, is because of a steady stream of immigration. But when that dries up, the assimilation will dwindle our community down to nothing. It's like we have a bucket with a hole in the bottom. We keep pouring new immigrants in, but so many are leaking out are lost forever. (And we're hardly making concerted or intelligent efforts at bringing others to the faith.) I used to have contact with a unique community in the heart of Detroit, Michigan. It was originally settled by Yemeni immigrants about ten years ago. Those Muslims could have gone the way of others and lost their Iman. But as you'll see, something quite different occurred.

I still remember my first visit to the area fondly. I was attending a meeting of the newly-formed local ICNA group and had never been exposed to the place before. What I saw amazed me. I was elated, in fact! Children were saying salaams to me on the street and women (in hijab) were walking around and going places leisurely and confidently. I saw Muslims who were Arab, Black and Bengali. But what took the cake for me was when out of nowhere I heard the adhan outdoors over a loudspeaker. They fought the city council and won the right to do adhan five times a day in the community!

Something clicked in the minds of these people. The Yemenis formed a master plan and determined to stay together. They set up a fund and slowly bought one house after another, moving Muslim families in and drug-infested kafirs out, until they literally had thousands of Muslims businesses and stores in the heart of the community and bought a huge Catholic church and made it into a beautiful masjid. They even made a small community health care center!

When we were leaving our meeting and walking to the masjid for salat, it was the most beautiful sight: from all directions, men, women and children, of all races, were going to their masjid as a community. I've never been to Muslim country before, but I'll tell you this much, I felt as if I were in an Islamic country. And this wasn't Egypt or India or Turkey. It was right here - in America.


Good luck with that.

Honestly?!? http://answers.yahoo.com/question/accuse_write?qid=20070603143433AAuB9Gq&kid=BcdWLEzNMVQUBfV1D6gT&s=comm&date=2009-07-24+20%3A17%3A03&.crumb=

you better turn an atheist into a believer . isn't that better?

i appreciate your loyalty to islam...it is your right to do so...I am glad you find the freedom here to worship god in the way you wish.....you will continue to have this freedom, because the law which gives this freedom to you was written by christians.....

since you have indicated by inference that the God of Jews and Christians is not the same as your God...since they have to convert to allah....then you will never have this happen in america.....

there is only one God....and you have to recognize the legitimate worship of jews and christians who worship the one god as well...it is logical if they already worship the one god, but call him by his original name, then they do not need to convert, and you have no case against them.

since the christians gave you the freedom you enjoy, they also have the freedom to enjoy their own faith.....you cannot take that away from them...and put them under islam......

the problems you see are due to the presence of atheists in this country, who have no respect for god.....and do not believe in him.....as people turn away form god...they turn to sin...and make it a lifestyle... if you wish to make a difference...address the sin itself....and the atheists....the christians have had to deal with them for years now...the atheists are a tough group to convert or remove.....

so the problem is not to remove those who believe in god and respect his laws...even if their faith is different from yours......the problem is with those who hate god and oppose all religious freedom....

America was founded on separation of church and state. Ideally, it's meant to be a melting pot where we accept and honor our differences, while honoring our own traditions.

now what would you wanna do that for, you kill enough of your own as it is , why put such bullshit on a forum just cos you are a happy happy muslim chappie,

you start about alcohol, did you know you have a bigger problem amongst your own said brothers With alcohlism in Egypt than in the states, your quran says do not go to bed and leave your neigbour hungry, you say not my problem he drinks (lets you off the hook) what about his wife and kids?sah

If you want Islam...leave THIS country. Go to a Muslim country. Christians are in the majority here and THANK GOD.

I gotta go to Detroit!

sorry, it's very long article

but....about the question..i believe that we can reach this point in "da'wa" (calling others to Islam)

Yup it's fiction. There are Muslims and islamics in Europe and other places that consume alcohol it's not just happening in America. Why aren't you challenging them and their lifestyles? Better yet muslims and islamic have control of most of the middle east and there is where they can make rules and those rules speak to their majority. I happen to like to consume alcohol with my meals and I don't have a problem with the substance of alcohol. How about the muslim world concentrate on their embarasment of a situation in Darfur where people or dying and no one is buying them out they are killing them?

Um, I was also born and raised here, as were my parents, and their parents, and their parents, and theirs.....

If you don't mind, I don't really want MY country to be a Muslim nation. I do hope that is alright with you, as it is also MY country, and the country of a good many other people who do not want a Muslim theocracy here.

.

Nine years ago I gave my life to God as a Christian. I have also been brought up to believe as a citizen of the USA in tolerance and freedom. I don’t believe that we should separate ourselves off from people that are different from us. This leads to intolerance, isolationism, and many highly derogatory policies. I would not be AT ALL pro on an Islamic USA.

When I have tried to release control of my life to the Lord and even when I stumble in my attempt to follow Him, He would accept me as I back as I am as well as the community the Christian community I’m in. From what I’ve seen in Islam this is not the case.

Intolerance of non-believers or apostasy (the act of leaving the Muslim faith) is even written into the Quran. In many Islamic societies it is the duty of the family (Uncles, Brothers ...) to oppress the non-believers in the family. Should they express a non-belief in Islam then they have a strong possibility to be put to death. This is written into law in various Islamic countries. Freedom of thought is severely discouraged. Toleration of conversion to other belief systems is not supported. This is what our soldiers have fought and died for over the last 200 years. If Islam can not stand on its own today without the threat of violence, then this maybe why its in trouble in the US.

I’m not saying Christianity has not had its own trouble in this also. However the Christian beliefs that I avow to, believe that we should be like Jesus Christ in how we live our life. Should someone refuse to believe as I do then that is their choice. I would be disappointed that they have refused the blessings I feel I have received but God wants us to have a choice and come to him of our own free will, not by coercion.

zzzzzzzzz sorry I feel asleep

If you do not like this one nation under God then why are you here?, and why do you feel the need to force your beliefs onto people who like to embrace a brother regardless of his belief. Embrace this freedom. If I understand you. the fact is you are not thinking of this freedom you enjoy that millions have died to have that you enjoy every day in the USA. But by your simple statement you are saying my way and no other way. You have become blinded by the true meaning of what this country is all about. If your master plan in the name of Islam is truly then not just to convert but to conquer and dominate, is it not? Are we not told to Love our brother and give aid to him in his time of need. Is a brother to you just from an Muslim and have a Islamic background or could he be a Christian, or Jew, as well? I pledge my allegiance to this flag one nation under God- Your may be in the wrong. counrty?

what you talking about?