My wife and I want to build a house. Who should we talk to first? (bank,builder...)?

We own a condo now and would need to sell in order to build. Also, we've been looking for land but do not have a lot purchased yet.

Talk to the bank first, and find out what kind of budget you will be working with then find your land and a real estate agent to sell your condo look into finding a place to live in between the time the condo sells and the house is done then find a builder.Just don't tell him the whole amount you have in your budget because he will use all of it and trust me once y'all work out a budget extra costs will come up throughout the home building process and then you won't have the funds.Good luck!

You need a set of plans and the lot cost -to start anything, http://answers.yahoo.com/question/accuse_write?qid=20060611055508AAfW67I&kid=NbUvWDK_UTVTfIiAJwUF&s=comm&date=2006-06-27+02%3A34%3A38&.crumb=

Your best bet would be to talk to a bank first. That will give you an idea about how much financing you can get.

Get some quotes on land and the type of home you wish to build. Then talk to your banker about the funds.

Contact your local Home Builders Association. www.nahb.com

Good Luck!!!

We built our house over 3 years ago and learned in the process that like anything else there are many different routes that take you to the the same destination. Some give you more control but make it a full time job (buying land and contracting out) and others give you less control (buying from a builder who owns the land - our choice). Unless you have a lot of time to get the house done or don't have a job so you can spend hours per week on the project I would suggest buying from a builder who owns the land. If you decide to go this route spend a few weeks hunting down homes he has built and talking to the owners. Every builder has his weaknesses and the more you know the easier it is to manage. I can tell you from experience I would have saved myself a few headaches if I did this. I also know that I have saved a bunch of people headaches who have since had homes built by our builder.

go to city hall after you purchased the land and talk to one of the representatives to see what you should do on the land. you may also need to go to a builder and get the floor plans all ready before you go. after all that go to the bank. any bank, or multiple ones to see which one gives you the right rate.

need to talk to bank frist. To see how much $ approved for.

The home building process is a long and sometimes complicated journey. I would suggest going first to the bank to find out how much they would lend you, find your lot and consider looking at modular homes. Modular's can be custom made and can be set up on your lot in about two days after delivery. There are some very high quality modular home manufacturer's out there. This is modular (same as stick built in controlled environment), not manufactured which is higher quality trailer. You should also save about 15-20% over on-site stick built and your hair will still be intact.

Banker.You need to know how much of a loan you can qualify for before picking a house size,location,and builder.