Land as down payment - do WE need to have it appraised?

We would like to use our acre of land as down payment on a construction-to-permanent loan so that we can begin building our house. Do we need to have it appraised, or will the bank do it.

the bank will do it, but it doesnt hurt if you hire an appraiser to do one to check on the bank's appraisal

in 35 yrs, I have never known any lender to accept OTHER

real estate equity as a down payment on a loan.