Construction loan- help. I want to buy a modular home. I own the land, but I don't make much $?

Going to cost about 120,000 to get in the door. The land is valued @ 60,000. I only make 30,000/yr. Is there a bank that will offer me a construction loan? What r my options? My bf is self-employed so co-signing is not an option.

Don't count on it. Modulars are notoriously difficult to finance, simply because they tend to not hold their original value, as does a conventionall constructed home. You can inquire, but don't get your hopes up.